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123 Saranac Dr , Elgin, TX 78621

$215,000

3
beds
2
baths
1,274
sqft
2018
year built

$10,000 INCENTIVE FOR CLOSING OR RATE BUY DOWN!!! There's something special about a home that just feels easy to live in, and 123 Saranac Drive is exactly that. This move in ready 3-bedroom, 2-bathroom home offers a comfortable, functional layout with abundant natural light! The open-concept living, dining, and kitchen areas create a bright, welcoming space that's perfect for entertaining or simply enjoying everyday life. The spacious backyard offers plenty of room to relax, garden, play, or host gatherings, giving you the flexibility to make it your own. Located in the growing community of Elgin, this home offers small-town charm with everyday convenience. Enjoy easy access to local schools, shopping, dining, and a convenient commute to Samsung, Tesla, and SpaceX, making it an excellent choice for those working in Central Texas' expanding technology and manufacturing corridor.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 0.164 Acre Lot
  • $50/qtr HOA
  • 2 Car Garage
  • 97 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2018
  • Construction Materials
    Stone, HardiPlank Type, Board & Batten Siding
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Garage, Garage Faces Front
  • Living Area
    1274.0
  • Interior Features
    High Speed Internet, Eat-in Kitchen, Walk-In Closet(s), Pantry, Master Downstairs, Granite Counters, Recessed Lighting, Open Floorplan, Entrance Foyer
  • Appliances
    Dishwasher, Electric Range, Microwave, Disposal
  • Flooring
    Tile, Carpet
  • Exterior Features
    Private Yard
  • Patio And Porch
    None
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.164
  • Lot Features
    Level, Private, Landscaped, Interior Lot, Back Yard, Front Yard
  • View
    None
  • Utilities
    Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    EL
  • County
    Bastrop
  • City
    Elgin
  • Neighborhood
    Saratoga Farms Sub Sec
  • Zip Code
    78621
  • High School
    Elgin
  • Middle School
    Elgin
  • Elementary School
    Elgin

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Frequently Asked Questions

How do I schedule a tour of 123 Saranac Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 123 Saranac Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 123 Saranac Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $215,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Elgin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 123 Saranac Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 123 Saranac Dr at around $1,771. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 123 Saranac Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bastrop County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 123 Saranac Dr?

In most cases, yes. Whether 123 Saranac Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 123 Saranac Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Elgin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $215,000 with 1,274 sqft of space—that comes out to approximately $169 per square foot.

How long has this property been on the market?

123 Saranac Dr was listed on August 10, 2026, which means it's been on the market for 97 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

123 Saranac Dr sits on a 0.16-acre lot, which is 6,970 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Elgin
  • Middle: Elgin
  • High: Elgin

Want to see how these schools compare? Check out our Bastrop County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 123 Saranac Dr?

The most recent public record shows annual property taxes for 123 Saranac Dr were approximately $6,569. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $50 paid quarterly.

Is 123 Saranac Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 15, 2026 at 05:41PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.