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QUALIFIED BUYERS MAY BE ABLE TO PURCHASE THIS HOME WITH NO MONEY OUT OF POCKET! Multiple financing and assistance programs may be available to help eligible buyers with down payment and closing costs, including a potential $5,000 Chase Homebuyer Grant when financing through Chase. In addition, the seller is offering up to 3% of the sales price toward a buyer’s allowable closing costs, prepaid expenses, and/or interest-rate buydown. Actual funds required and available assistance will vary based on the buyer’s qualifications, loan program, and individual circumstances. Subject to loan approval, program and grant eligibility, appraisal, and lender limits. Exceptionally well maintained and lightly lived-in, this 2019-built, 3-bedroom, 2.5-bath home offers a nearly new, move-in-ready feel. Features include an attached garage, carpet-free flooring throughout, masonry accents, and a wonderfully spacious back deck—an inviting extension of the living area and a feature that truly sets this home apart. Conveniently located in Elgin. Buyer and buyer’s agent to independently verify all information, including room and property dimensions; measurements are deemed reliable but not guaranteed.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2019
  • 0.15 Acre Lot
  • $50/qtr HOA
  • 2 Car Garage
  • 58 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2019
  • Construction Materials
    Stone Veneer, HardiPlank Type
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Faces Front
  • Living Area
    1547.0
  • Interior Features
    Walk-In Closet(s), Granite Counters, Recessed Lighting, High Ceilings
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Disposal, Oven, Exhaust Fan, Free-Standing Range
  • Flooring
    Laminate, Tile
  • Exterior Features
    Rain Gutters
  • Patio And Porch
    Patio, Deck, Front Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Central, Exhaust Fan

  • Acres
    0.15
  • Lot Features
    Level, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • View
    None
  • Utilities
    Electricity Available, Underground Utilities, Phone Connected
  • Water
    Public, Private

  • Area
    EL
  • County
    Bastrop
  • City
    Elgin
  • Neighborhood
    Saratoga Farms
  • Zip Code
    78621
  • High School
    Elgin
  • Middle School
    Elgin
  • Elementary School
    Elgin

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Frequently Asked Questions

How do I schedule a tour of 104 Cates Cv?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 104 Cates Cv.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 104 Cates Cv?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $279,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Elgin, and can even get you in to see the property quickly.

How do I get a virtual tour of 104 Cates Cv?

Yes! A virtual tour is available for 104 Cates Cv. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 104 Cates Cv?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 104 Cates Cv at around $2,060. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 104 Cates Cv?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bastrop County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 104 Cates Cv?

In most cases, yes. Whether 104 Cates Cv is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 104 Cates Cv?

We can handle that for you. Our preferred local agent specializes in residentials in Elgin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $279,900 with 1,547 sqft of space—that comes out to approximately $181 per square foot.

How long has this property been on the market?

104 Cates Cv was listed on September 17, 2026, which means it's been on the market for 58 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2019, making it approximately 7 years old.

What is the lot size of this property?

104 Cates Cv sits on a 0.15-acre lot, which is 6,534 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Elgin
  • Middle: Elgin
  • High: Elgin

Want to see how these schools compare? Check out our Bastrop County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 104 Cates Cv?

The most recent public record shows annual property taxes for 104 Cates Cv were approximately $5,611. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $50 paid quarterly.

Is 104 Cates Cv still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 14, 2026 at 09:54AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.