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Don't miss this exceptional lakefront estate in the prestigious Bluffs neighborhood of Rarity Bay on Tellico Lake. Custom built by one of Rarity Bay's original and respected builders, this impressive residence offers timeless craftsmanship, generous living spaces, and beautiful views of the lake, pond, and surrounding mountains. Situated on nearly half an acre and adjoining peaceful TVA land, the home features five bedrooms and multiple indoor and outdoor living areas designed to take full advantage of its spectacular setting. The upper level includes a spacious primary suite, an additional bedroom, and a conveniently located laundry room. The main level is highlighted by a dramatic two-story great room and a well-appointed kitchen featuring a Wolf gas range and Thermador refrigerator. Two additional bedrooms are located on this level, with one currently configured as a private study, along with a full bathroom. Both open-air and enclosed patio spaces provide wonderful options for relaxing and entertaining throughout the seasons. The lower level offers even more space for family and guests, featuring a large game and recreation room, additional bedroom and bathroom, and an expansive outdoor patio. The home is also prepped for a future elevator installation, providing added convenience for all three levels. Car enthusiasts will appreciate the exceptional garage space, including an attached three-car garage with workbench plus a large detached two-car garage adjacent to the home--providing room for vehicles, a workshop, lake toys, or additional storage. With three levels of outdoor living, you can enjoy quiet mornings and unforgettable evenings overlooking the pond, Tellico Lake, and East Tennessee mountains. This distinctive Rarity Bay residence combines space, craftsmanship, views, and an outstanding lakefront lifestyle. A truly special home that must be experienced in person! Full Golf membership is included!

  • Bedrooms
    5
  • Bathrooms
    3
  • Year Built
    2015
  • Stories
    2.0
  • Architectural Style
    Traditional, Other
  • Construction Materials
    Frame, Stone, Brick
  • Garage Spaces
    5.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Detached, Basement
  • Living Area
    4536.0
  • Interior Features
    Cathedral Ceiling(s), Walk-In Closet(s), Pantry
  • Appliances
    Dishwasher, Microwave, Refrigerator, Range
  • Flooring
    Hardwood, Tile, Carpet
  • Patio And Porch
    Covered, Patio, Deck, Porch
  • Security Features
    Smoke Detector(s), Gated Community
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas, Electric, Central
  • Basement
    Finished

  • Acres
    0.47
  • Lot Features
    Rolling Slope, Level, Waterfront, Landscaped
  • Water Front Features
    Lake Front, Lake Privileges, Waterfront Access
  • Water Front
    Yes
  • View
    Mountain(s), Lake
  • Water
    Public

  • Area
    Monroe County - 33
  • County
    Monroe
  • City
    Vonore
  • Neighborhood
    Rarity Bay
  • Zip Code
    37885

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Frequently Asked Questions

How do I schedule a tour of 105 Breakers Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 105 Breakers Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 105 Breakers Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $1,625,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Vonore, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 105 Breakers Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 105 Breakers Dr at around $9,247. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 105 Breakers Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 105 Breakers Dr?

In most cases, yes. Whether 105 Breakers Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Vonore's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 105 Breakers Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Vonore and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,625,000 with 4,536 sqft of space—that comes out to approximately $358 per square foot.

How long has this property been on the market?

105 Breakers Dr was listed on September 22, 2026, which means it's been on the market for 53 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2015, making it approximately 11 years old.

What is the lot size of this property?

105 Breakers Dr sits on a 0.47-acre lot, which is 20,473 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,912.

This covers access to community features including: Clubhouse, Pool, Tennis Court(s), Golf Course.

Is 105 Breakers Dr still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, East Tennessee REALTORS MLS. All rights reserved.

Last Updated: November 14, 2026 at 10:03PM | Source: East Tennessee REALTORS MLS | MLS#: 1356401