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Welcome to this beautiful 4 bedroom, 3.5 bath home nestled in one of Ooltewah's most desirable gated communities, surrounded by breathtaking mountain views. This charming neighborhood offers exceptional amenities including a plantation-style clubhouse, Olympic-size swimming pool, playground, and tennis and pickleball courts, creating a wonderful setting for both relaxation and recreation. From the moment you arrive, you'll appreciate the inviting front porch and lovely curb appeal. Inside, the home features a bright and airy open floor plan with soaring ceilings that create a warm and welcoming atmosphere. The spacious great room showcases a stunning coffered ceiling and a beautiful stone gas fireplace, making it the perfect place to gather with family and friends. The gourmet kitchen is thoughtfully designed with custom cabinetry, elegant quartz countertops, stainless appliances and a large center island with bar seating and sink adding both style and functionality. The kitchen flows seamlessly into a generous dining area, making entertaining easy and enjoyable. The main level features two bedrooms, including the luxurious primary suite with a trey ceiling and spa-like bath. The primary bathroom offers dual vanity, a large soaking tub, a walk-in shower with seamless glass enclosure, a private water closet, and a spacious walk-in closet. A guest bedroom, full bathroom and a large laundry room with built-in shelving are also conveniently located on the main level. Upstairs, leads to additional living space, including two large bedrooms with ample walk-in closets, a full bathroom with connecting half bath, and an oversized bonus room that can serve as a 5th bedroom, media room, or home office. Additional features throughout the home include luxury vinyl hardwood-style flooring, high ceilings, some freshly painted rooms, nice light fixtures & quality insulated windows. The fenced backyard adds privacy and outdoor enjoyment. This gated community provides both security and beauty, featuring underground utilities and elegant cast-iron matching mailboxes throughout the neighborhood. The location is truly exceptional, just minutes from Cambridge Square, Ooltewah's vibrant gathering place known for fine dining, boutique shopping, concerts, and seasonal festivals. The home is also conveniently located near healthcare facilities, grocery stores, pharmacies, golf courses, assisted living communities, and Southern Adventist University. Travel is easy with Chattanooga Metropolitan Airport less than 20 minutes away, along with nearby marinas and beautiful state parks for outdoor recreation. This exceptional property offers the perfect combination of luxury, comfort, and convenience in one of Ooltewah's most sought-after communities.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2023
  • 0.17 Acre Lot
  • $225/qtr HOA
  • 2 Car Garage
  • 207 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2023
  • Stories
    2.0
  • Construction Materials
    Stone, Brick, HardiPlank Type
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Garage, Concrete, Garage Faces Front
  • Living Area
    2611.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, Master Downstairs, Granite Counters, High Ceilings, Open Floorplan, Entrance Foyer, Crown Molding
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Disposal, Oven, Electric Oven, Stainless Steel Appliance(s), Water Heater, Self Cleaning Oven, Free-Standing Electric Oven, Electric Cooktop, Free-Standing Electric Range
  • Flooring
    Vinyl, Carpet
  • Exterior Features
    Lighting, Rain Gutters, Private Yard
  • Patio And Porch
    Covered, Porch, Front Porch, Rear Porch
  • Pool Features
    Fenced, In Ground, Outdoor Pool, Community, Association
  • Security Features
    Security Lights, Key Card Entry, Gated Community, Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air, Electric, Multi Units
  • Heating
    Electric, Central
  • Basement
    None

  • Acres
    0.17
  • Lot Features
    Sloped, Private, Rectangular Lot, Interior Lot, Back Yard, Front Yard, Sloped Up
  • Water Front Features
    Pond
  • View
    Mountain(s), Neighborhood
  • Utilities
    Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities, See Remarks, Propane
  • Water
    Public

  • Area
    Chattanooga
  • County
    Hamilton
  • City
    Ooltewah
  • Neighborhood
    The Retreats At White Oak
  • Zip Code
    37363
  • High School
    Ooltewah
  • Middle School
    Hunter Middle
  • Elementary School
    Ooltewah Elementary

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Frequently Asked Questions

How do I schedule a tour of 8921 Silver Maple Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 8921 Silver Maple Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 8921 Silver Maple Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $535,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ooltewah, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 8921 Silver Maple Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 8921 Silver Maple Dr at around $3,222. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 8921 Silver Maple Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hamilton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 8921 Silver Maple Dr?

In most cases, yes. Whether 8921 Silver Maple Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ooltewah's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 8921 Silver Maple Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Ooltewah and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $535,000 with 2,611 sqft of space—that comes out to approximately $205 per square foot.

How long has this property been on the market?

8921 Silver Maple Dr was listed on April 16, 2026, which means it's been on the market for 207 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2023, making it approximately 3 years old.

What is the lot size of this property?

8921 Silver Maple Dr sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ooltewah Elementary
  • Middle: Hunter Middle
  • High: Ooltewah

Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 8921 Silver Maple Dr?

The most recent public record shows annual property taxes for 8921 Silver Maple Dr were approximately $2,129. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $225 paid quarterly.

This covers access to community features including: Picnic Area, Playground, Clubhouse, Pool, Gated, Management, Tennis Court(s), Pond Year Round.

Is 8921 Silver Maple Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. Continental Real Estate Group, Inc does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.