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1 Acre Wooded Level Lot in Cumberland Lakes! Discover the perfect setting for your dream home on this beautiful approximately 1 acre, level, wooded lot in the desirable Cumberland Lakes community. Mature trees, abundant wildlife, and several potential building sites create a peaceful, natural setting on the Cumberland Plateau. Conveniently located between Cookeville and Crossville, Cumberland Lakes offers a recreational lifestyle surrounded by beautiful four-season scenery. Residents enjoy two community lakes for fishing and electric-boat boating, two boat ramps, parks, picnic areas, a clubhouse, and approximately 15 miles of paved community roads ideal for walking and biking. Situated at elevations approaching 2,000 feet, the Cumberland Plateau provides colorful fall foliage, crisp winter days, refreshing spring growth, and comfortable summer temperatures. The community is deed-restricted and designed to preserve its natural character and help maintain property values. A minimum 1,600-square-foot home is required. Private water well required. Fiber-optic internet and electricity are available at the road. A wonderful opportunity to build in a peaceful, nature-filled community while enjoying convenient access to the amenities of both Cookeville and Crossville.

Highlights

  • Land
  • 1.0 Acre Lot
  • $175/ HOA
  • 6 days on Market


  • Acres
    1.0
  • Lot Features
    Wooded, Level
  • View
    Trees/Woods
  • Utilities
    Cable Available

  • Area
    Cumberland County - 34
  • County
    Cumberland
  • City
    Monterey
  • Neighborhood
    Cumberland Lakes
  • Zip Code
    38574

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Frequently Asked Questions

How do I schedule a tour of 3 Mountain Ash Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3 Mountain Ash Dr.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3 Mountain Ash Dr?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $20,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Monterey, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3 Mountain Ash Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3 Mountain Ash Dr at around $114. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3 Mountain Ash Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cumberland County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3 Mountain Ash Dr?

In most cases, yes. Whether 3 Mountain Ash Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Monterey's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3 Mountain Ash Dr?

We can handle that for you. Our preferred local agent specializes in lands in Monterey and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

3 Mountain Ash Dr was listed on November 08, 2026, which means it's been on the market for 6 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

3 Mountain Ash Dr sits on a 1.0-acre lot, which is 43,560 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $175.

This covers access to community features including: Clubhouse.

Is 3 Mountain Ash Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, East Tennessee REALTORS MLS. All rights reserved.

Last Updated: November 14, 2026 at 05:26AM | Source: East Tennessee REALTORS MLS | MLS#: 1361495