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12 MONTH LEASE TO PURCHASE OPTION at $2950 per month...WATERFRONT LIVING! Furnished Home in Harbor Town Proper. Morning coffee on your screened porch overlooking the harbor on the MS River or a glass of wine in the evening on your private primary bedroom NEW deck overlooking the water. This fabulous home features 3 bedrooms and 3 full baths, updated kitchen with stainless appliances/gas range, gorgeous real hardwood floors. Amazing views from the home. The downstairs bathroom has been completely renovated. Both upstairs bedrooms offer ensuite bathrooms. This home comes with refrigerator, washer, dryer. This home is also adjacent to the walking trails through the community for easy access and literally STEPS away from grocery, restaurants, gym, etc. All at your fingertips...A little piece of PARADISE right here in Memphis!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1994
  • 0.08 Acre Lot
  • $2,750/yr HOA
  • Waterfront
  • 1 Car Garage
  • 164 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1994
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Construction Materials
    Wood Siding
  • Garage Spaces
    1.0
  • Parking Features
    Driveway, Circular Driveway
  • Flooring
    Hardwood
  • Patio And Porch
    Deck, Porch, Screened
  • Pool Features
    None
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.08
  • Lot Features
    Waterfront
  • Water Front
    Yes
  • View
    Water


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Frequently Asked Questions

How do I schedule a tour of 844 Harbor Isle Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 844 Harbor Isle Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 844 Harbor Isle Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $479,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Memphis, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 844 Harbor Isle Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 844 Harbor Isle Cir at around $3,219. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 844 Harbor Isle Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Shelby County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 844 Harbor Isle Cir?

In most cases, yes. Whether 844 Harbor Isle Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Memphis's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 844 Harbor Isle Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Memphis and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $479,900 with 1,884 sqft of space—that comes out to approximately $255 per square foot.

How long has this property been on the market?

844 Harbor Isle Cir was listed on June 02, 2026, which means it's been on the market for 164 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1994, making it approximately 32 years old.

What is the lot size of this property?

844 Harbor Isle Cir sits on a 0.08-acre lot, which is 3,485 square feet.

What are the property taxes for 844 Harbor Isle Cir?

The most recent public record shows annual property taxes for 844 Harbor Isle Cir were approximately $5,851. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $2,750 paid annually.

Is 844 Harbor Isle Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Memphis Area Association of REALTORS. All rights reserved.

Last Updated: November 13, 2026 at 10:06AM | Source: Memphis Area Association of REALTORS | MLS#: 10223086