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Build Your Dream Home Near Center Hill Lake! Don’t miss this beautiful 1-acre residential lot located in a desirable gated community on Center Hill Lake. This build-ready property already has many of the major improvements completed, including water on the property, a construction driveway, and a successful perc test for a 3-bedroom home. The previous septic permit has expired but can be renewed through the appropriate local authorities. Whether you’re planning a full-time residence or a weekend retreat, this lot offers an excellent opportunity to build in a peaceful lake community with convenient access to boating, fishing, hiking, and all that Center Hill Lake has to offer. Enjoy the privacy and security of a gated neighborhood while being surrounded by the natural beauty of Middle Tennessee. Bring your builder and start planning your dream home today!

Highlights

  • Land
  • 1.0 Acre Lot
  • $600/yr HOA
  • 123 days on Market

  • Exterior Features
    Boat Slip
  • Cooling
    None
  • Heating
    None

  • Acres
    1.0
  • Lot Features
    Rolling Slope

  • County
    Dekalb
  • City
    Lancaster
  • Neighborhood
    Cove Hollow
  • Zip Code
    38569
  • High School
    De Kalb County High School
  • Middle School
    DeKalb Middle School
  • Elementary School
    DeKalb West Elementary

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Frequently Asked Questions

How do I schedule a tour of 0 Harbor Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 0 Harbor Dr.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 0 Harbor Dr?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $59,900. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Lancaster, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 0 Harbor Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 0 Harbor Dr at around $368. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 0 Harbor Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Dekalb County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 0 Harbor Dr?

In most cases, yes. Whether 0 Harbor Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lancaster's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 0 Harbor Dr?

We can handle that for you. Our preferred local agent specializes in lands in Lancaster and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

0 Harbor Dr was listed on July 14, 2026, which means it's been on the market for 123 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

0 Harbor Dr sits on a 1.0-acre lot, which is 43,560 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: DeKalb West Elementary
  • Middle: DeKalb Middle School
  • High: De Kalb County High School

Want to see how these schools compare? Check out our Dekalb County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 0 Harbor Dr?

The most recent public record shows annual property taxes for 0 Harbor Dr were approximately $326. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $600 paid annually.

Is 0 Harbor Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Based on information submitted to the MLS GRID as of November 14, 2026 at 07:56PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.