$849,900
- 3
- beds
- 2 full · 2 half
- baths
- 1,785
- sqft
- 2008
- year built
- 3
- beds
- 2 full · 2 half
- baths
- 1,785
- sqft
- 2008
- year built
- Status:
- Active
- MLS #:
- 1543316
- Neighborhood:
- Jeanna Ests
- County:
- Hamilton
- Listed By:
- Kristen Goins - Century 21 1st Choice Realtors
- Agent Phone:
- (423) 402-5574
- Agent Email:
- kristengoins90@gmail.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
Property is currently under contract with a Buyer's First Right of Refusal contingency. Enjoy year-round waterfront living on the main channel of Chickamauga Lake! This inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows overlooking the water, filling the living space with natural light and beautiful lake views. The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that add classic cabin character. The kitchen features leathered granite countertops and a full pantry, while the living area is centered around a cozy fireplace with gas logs. Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another place to take in the lake views. The finished walk-out basement provides additional flexible living space with lake views, laundry, plenty of storage, and a partially finished bath already plumbed for a shower. Step outside onto the newly installed composite wraparound deck, perfect for relaxing or entertaining. An asphalt path and stairs lead to the covered dock featuring composite decking, a boat slip added in 2025, and a boat lift. With year-round water, enjoying lake life is easy! Additional highlights include a new roof, newly paved asphalt driveway, ample parking, and a detached garage with room for lake gear, jet skis, a side-by-side, and more. Whether you're looking for a full-time residence or a weekend getaway, this Chickamauga Lake home offers waterfront living with room to relax, entertain, and make lasting memories.
Highlights
- Residential
- Cabin
- Built in 2008
- 0.98 Acre Lot
- Waterfront
- 1 Car Garage
- 52 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2 full · 2 half
-
- Year Built
- 2008
-
- Stories
- 3.0
-
- Architectural Style
- A-Frame, Cabin
-
- Construction Materials
- Fiber Cement
-
- Foundation
- Block
-
- Garage Spaces
- 1.0
-
- Parking Features
- Gravel, Driveway, Off Street, Kitchen Level
-
- Living Area
- 1785.0
-
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Storage, Master Downstairs, Granite Counters, Recessed Lighting, High Ceilings, Open Floorplan, Entrance Foyer, Beamed Ceilings
-
- Appliances
- Dishwasher, Electric Water Heater, Refrigerator, Free-Standing Freezer, Free-Standing Electric Range, Water Purifier
-
- Flooring
- Hardwood, Tile, Vinyl
-
- Exterior Features
- Storage, Dock, Rain Gutters, Private Yard, Dog Run, Boat Slip
-
- Patio And Porch
- Wrap Around, Porch, Side Porch, Rear Porch
-
- Pool Features
- None
-
- Security Features
- Smoke Detector(s), Security System, Fire Alarm
-
- Cooling
- Ceiling Fan(s), Central Air, Electric, Multi Units
-
- Heating
- Electric, Central
-
- Basement
- Full
-
- Acres
- 0.98
-
- Lot Features
- Wooded, Sloped, Waterfront, Other, Flag Lot
-
- Water Front Features
- Lake, Lake Front
-
- Water Front
- Yes
-
- View
- Mountain(s), Lake, Water
-
- Utilities
- Electricity Available, Underground Utilities
-
- Water
- Well
-
- Area
- County
-
- County
- Hamilton
-
- City
- Harrison
-
- Neighborhood
- Jeanna Ests
-
- Zip Code
- 37341
-
- High School
- Central High School
-
- Middle School
- Hunter Middle
-
- Elementary School
- Snow Hill Elementary
-
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Estimated Value
$837,439
Estimated Sales Price Range:
$736,946 - $937,931
Source: Constellation Data Labs
Price History
| 09/24/2026 | Listed | $849,900 |
| Source: Greater Chattanooga REALTORS #1543316 | ||
| 09/24/2026 | Listed | $849,900 |
| Source: Realtracs #3598593 | ||
| 07/19/2026 | Off Market | — |
| Source: Realtracs #3288374 | ||
| 07/19/2026 | Off Market | — |
| Source: Greater Chattanooga REALTORS #1539078 | ||
| 09/05/2023 | Sold | |
| Source: Greater Chattanooga REALTORS #1375642 | ||
| 08/05/2023 | Listed | $850,000 |
| Source: Greater Chattanooga REALTORS #1375642 | ||
Source: MLS Data
Deed History
| 09/07/2023 | Warranty Deed | $775,000 |
| 04/26/2018 | Warranty Deed | $240,000 |
| 01/31/2007 | Warranty Deed | $150,200 |
| 05/09/2005 | Warranty Deed | $127,500 |
| 09/25/2000 | Warranty Deed | $58,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 03/18/2022 | VA | $286,990 |
| 07/01/2020 | Conventional | $206,500 |
| 04/26/2018 | Conventional | $190,000 |
| 10/28/2011 | Coventional | $208,250 |
| 03/09/2011 | Coventional | $209,675 |
| 01/09/2009 | Credit Line (Revolving) / HELOC | $213,200 |
| 05/09/2005 | Unknown | $103,694 |
| 09/25/2000 | $59,840 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Harrison
There are currently 37 properties available in Harrison, with 2 under contract to close soon. Properties in the city have an average sale price of $486,046 and typically spend 80 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 13123 Eldridge Rd?
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How do I get more information about 13123 Eldridge Rd?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $849,900. We can talk through recent upgrades, potential seller motivation, how this cabin compares to others in Harrison, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 13123 Eldridge Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13123 Eldridge Rd at around $5,062. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 13123 Eldridge Rd?
In most cases, yes. Whether 13123 Eldridge Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Harrison's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 13123 Eldridge Rd?
We can handle that for you. Our preferred local agent specializes in residentials in Harrison and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $849,900 with 1,785 sqft of space—that comes out to approximately $476 per square foot.
How long has this property been on the market?
13123 Eldridge Rd was listed on September 24, 2026, which means it's been on the market for 52 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2008, making it approximately 18 years old.
What is the lot size of this property?
13123 Eldridge Rd sits on a 0.98-acre lot, which is 42,689 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Snow Hill Elementary
- Middle: Hunter Middle
- High: Central High School
Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 13123 Eldridge Rd?
The most recent public record shows annual property taxes for 13123 Eldridge Rd were approximately $2,704. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 13123 Eldridge Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. Continental Real Estate Group, Inc does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.