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SAVANNAH SUBDIVISION UNDER $800K WITH A 2.375% ASSUMABLE FHA MORTGAGE! Rare opportunity for qualified buyers to assume an existing FHA loan with an approximate balance of $391,693 at an incredible 2.375% interest rate! Beautiful all-brick 4-bedroom, 3-bath home in one of Gallatin's most desirable neighborhoods! This move-in-ready home features new hardwood floors, updated kitchen cabinetry and countertops, fresh interior paint, gas cooktop, and a NEW ROOF! The open floor plan offers soaring ceilings, abundant natural light, plantation shutters, and quality finishes throughout. The spacious kitchen features granite countertops, stainless steel appliances, double ovens, and a large breakfast area opening to the living spaces. Enjoy a gas fireplace, separate family room, and formal dining room. The main-level primary suite features vaulted ceilings, dual walk-in closets, double vanities, jetted tub, and separate tiled shower. A second bedroom, full bath, and laundry room are also on the main level. Upstairs offers two additional bedrooms with walk-in closets, a full bath, generous storage, and a large bonus room ideal for a media room, office, gym, or playroom. Outside, enjoy a spacious, level backyard with lush grass, full irrigation system, and large deck perfect for entertaining. Oversized 3-car garage! Conveniently located near Old Hickory Lake, Gallatin Marina, Lock 4 Park, Fairvue Plantation Golf Club, shopping, dining, and highly rated Sumner County schools. Easy access to Vietnam Veterans Parkway, Hendersonville, Nashville, and BNA Airport. Don't miss this beautifully updated home with an exceptional opportunity to assume a 2.375% FHA mortgage! Loan assumption subject to lender approval and buyer qualification.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2007
  • 0.48 Acre Lot
  • $45/mo HOA
  • 3 Car Garage
  • 104 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2007
  • Stories
    2.0
  • Construction Materials
    Brick
  • Garage Spaces
    3.0
  • Parking Features
    Attached
  • Living Area
    3206.0
  • Interior Features
    High Speed Internet, Ceiling Fan(s), Walk-In Closet(s), High Ceilings, Open Floorplan, Smart Thermostat, Built-in Features
  • Appliances
    Dishwasher, Microwave, Refrigerator, Disposal, Stainless Steel Appliance(s), Built-In Gas Range, Built-In Electric Oven
  • Flooring
    Tile, Carpet, Wood
  • Patio And Porch
    Patio, Deck
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Natural Gas, Central
  • Basement
    Crawl Space

  • Acres
    0.48
  • Lot Features
    Level, Cleared
  • Utilities
    Water Available, Natural Gas Available, Underground Utilities
  • Water
    Public

  • County
    Sumner
  • City
    Gallatin
  • Neighborhood
    Savannah Ph 5
  • Zip Code
    37066
  • High School
    Station Camp High School
  • Middle School
    Station Camp Middle School
  • Elementary School
    Jack Anderson Elementary

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Frequently Asked Questions

How do I schedule a tour of 108 Drayton Downs?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 108 Drayton Downs.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 108 Drayton Downs?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $799,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Gallatin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 108 Drayton Downs?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 108 Drayton Downs at around $4,877. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 108 Drayton Downs?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Sumner County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 108 Drayton Downs?

In most cases, yes. Whether 108 Drayton Downs is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Gallatin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 108 Drayton Downs?

We can handle that for you. Our preferred local agent specializes in residentials in Gallatin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $799,900 with 3,206 sqft of space—that comes out to approximately $250 per square foot.

How long has this property been on the market?

108 Drayton Downs was listed on July 31, 2026, which means it's been on the market for 104 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2007, making it approximately 19 years old.

What is the lot size of this property?

108 Drayton Downs sits on a 0.48-acre lot, which is 20,909 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Jack Anderson Elementary
  • Middle: Station Camp Middle School
  • High: Station Camp High School

Want to see how these schools compare? Check out our Sumner County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 108 Drayton Downs?

The most recent public record shows annual property taxes for 108 Drayton Downs were approximately $3,894. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $45 paid monthly.

This covers access to community features including: Trail(s).

Is 108 Drayton Downs still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 12, 2026 at 05:11PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.