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One story ranch style home! All the major items with this home are new! New HVAC system, all new windows, seller just had entire crawl space encapsulated. New dishwasher & roof was put on in 2020. All you have to do is move in & make this your new home! Large living room & a dining room. Wood laminate flooring throughout, NO CARPET! Primary bedroom is so big with a sitting area. Mud room on back of house has a laundry area. Two car garage with a work bench area, plus large shed in back. 1/2 bath is located in the garage. 1.32 acres so room for gardens, play areas, or even a pool. You will love the front porch to enjoy morning coffee or afternoon tea. Across the street is fields, so no homes to obstruct your views. You will love country living but still just a short drive to shopping & restaurants. The following items convey w/the home w/an accepted offer: microwave, 2 refrigerators, washer & dryer, all tools in garage, in shed-2 lawn mowers & snow blower. All convey "as is"

Highlights

  • Residential
  • Single Family Residence
  • Built in 1993
  • 1.32 Acre Lot
  • 2 Car Garage
  • 1 day on Market

Open House

  • November 15, 2026
    1:00pm - 2:30pm

This open house information was last updated on 11/09/2026 12:51PM

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1993
  • Stories
    1.0
  • Architectural Style
    Traditional
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Garage, Garage Faces Front
  • Appliances
    Dishwasher, Range, Disposal, Oven
  • Flooring
    Laminate, Tile, Wood
  • Patio And Porch
    Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s), Security System
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    1.32
  • Lot Features
    Wooded, Level
  • Water
    Public

  • Area
    Tipton - North
  • County
    Tipton
  • City
    Covington
  • Neighborhood
    none
  • Zip Code
    38019

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Frequently Asked Questions

How do I schedule a tour of 285 Ervin Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 285 Ervin Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 285 Ervin Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $269,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Covington, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 285 Ervin Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 285 Ervin Ln at around $1,646. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 285 Ervin Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Tipton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 285 Ervin Ln?

In most cases, yes. Whether 285 Ervin Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Covington's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 285 Ervin Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Covington and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $269,500 with 1,950 sqft of space—that comes out to approximately $138 per square foot.

How long has this property been on the market?

285 Ervin Ln was listed on November 09, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1993, making it approximately 33 years old.

What is the lot size of this property?

285 Ervin Ln sits on a 1.32-acre lot, which is 57,499 square feet.

What are the property taxes for 285 Ervin Ln?

The most recent public record shows annual property taxes for 285 Ervin Ln were approximately $1,344. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 285 Ervin Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Memphis Area Association of REALTORS. All rights reserved.

Last Updated: November 10, 2026 at 06:06PM | Source: Memphis Area Association of REALTORS | MLS#: 10234070