$499,000
8820 Kelso Ln , Chattanooga, TN 37421
- 5
- beds
- 4
- baths
- 3,659
- sqft
- 2003
- year built
- Status:
- Active
- MLS #:
- 1541713
- Neighborhood:
- None
- County:
- Hamilton
- Listed By:
- Kathryn L Hill - Better Homes and Gardens Real Estate Signature Brokers
- Agent Phone:
- (423) 800-3800
- Agent Email:
- Kathryn@sigfirm.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
WHAT DOES $499,000 BUY YOU IN EAST BRAINERD? More than you might expect! With 3,659 square feet, 5 bedrooms, 4 full baths, a media room, private office, two fireplaces, and 0.79 acre of wooded privacy, this home offers plenty of room to spread out without sacrificing convenience. Situated at the top of a hill and surrounded by mature trees, you'll enjoy a peaceful, private setting just minutes from Hamilton Place Mall Publix & Food City, shopping, restaurants, and everything East Brainerd has to offer. Inside, there's room for everyone and just about everything! The main level features a bedroom and full bath, a private office, formal dining room, and comfortable living spaces (plus utility room storage & under stair storage). Upstairs, the spacious primary suite feels like its own retreat, complete with a sitting area, fireplace, large walk-in closet, and private bath with soaking tub and separate shower. The additional bedrooms offer a combination of Jack-and-Jill and private baths, and the media room gives you even more flexibility for movie nights, hobbies, or just hanging out. Outside, the fully fenced backyard offers plenty of room to enjoy the outdoors, while the circular driveway and separate driveway to the two-car garage provide convenient parking and easy access. ADDED BUYER BONUS: The seller is offering $15,000 toward buyer closing costs and/or an interest rate buy down with an acceptable offer!* If you've been looking for a home with room to grow, space to work from home, or simply a little more privacy without giving up a convenient location, this one is worth seeing in person! Some photos have been virtually staged to help illustrate the home's potential. *Buyer concessions are subject to an acceptable offer and applicable terms. Some photos have been virtually staged to help illustrate the home's potential. *Buyer concessions are subject to an acceptable offer and applicable terms.
Highlights
- Residential
- Single Family Residence
- Built in 2003
- 0.88 Acre Lot
- 2 Car Garage
- 74 days on Market
-
- Bedrooms
- 5
-
- Bathrooms
- 4
-
- Year Built
- 2003
-
- Stories
- 2.0
-
- Architectural Style
- Contemporary
-
- Construction Materials
- Vinyl Siding, Brick
-
- Foundation
- Slab, Brick/Mortar, Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Attached, Garage Door Opener, Garage, Concrete, Off Street, Garage Faces Side, Circular Driveway, Kitchen Level
-
- Living Area
- 3659.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), Pantry, Storage, Double Vanity, Recessed Lighting, Crown Molding
-
- Appliances
- Dishwasher, Microwave, Refrigerator, Disposal, Range Hood, Electric Oven, Exhaust Fan, Free-Standing Electric Range, Free-Standing Range, Vented Exhaust Fan
-
- Flooring
- Hardwood, Tile, Carpet
-
- Exterior Features
- Rain Gutters, Private Yard
-
- Patio And Porch
- Covered, Porch, Screened
-
- Pool Features
- None
-
- Cooling
- Ceiling Fan(s), Central Air, Electric, Multi Units, ENERGY STAR Qualified Equipment
-
- Heating
- Electric, Central, Exhaust Fan
-
- Basement
- None
-
- Acres
- 0.88
-
- Lot Features
- Wooded, Sloped, Secluded, Private, Irregular Lot, Landscaped, Many Trees, Gentle Sloping, Back Yard, Front Yard
-
- Utilities
- Electricity Connected, Sewer Connected, Water Connected, Natural Gas Not Available, Phone Available, Underground Utilities, Propane
-
- Water
- Public
-
- Area
- Chattanooga
-
- County
- Hamilton
-
- City
- Chattanooga
-
- Neighborhood
- None
-
- Zip Code
- 37421
-
- High School
- East Hamilton
-
- Middle School
- East Hamilton
-
- Elementary School
- Westview Elementary
-
Nearby Schools
-
68out of 100
Public School for 8820 Kelso Ln, Chattanooga, TN 37421
Grades: Elementary
Distance: 1.78 mi
-
52out of 100
-
67out of 100
-
49out of 100
-
52out of 100
-
60out of 100
-
55out of 100
-
52out of 100
-
54out of 100
-
73out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Estimated Value
$594,848
$523,466 - $666,229
Source: Constellation Data Labs
Price History
| 08/28/2026 | Listed | $499,000 |
| Source: Greater Chattanooga REALTORS #1541713 | ||
| 12/01/2016 | Sold | $270,000 |
| Source: Realtracs #2499093 | ||
| 08/07/2026 | Listed | $270,000 |
| Source: Realtracs #2499093 | ||
| 12/01/2016 | Sold | |
| Source: Greater Chattanooga REALTORS #1256142 | ||
| 11/30/2016 | Listed | $270,000 |
| Source: Greater Chattanooga REALTORS #1256142 | ||
| 10/14/2016 | Sold | |
| Source: Greater Chattanooga REALTORS #1250972 | ||
| 08/12/2016 | Listed | $249,900 |
| Source: Greater Chattanooga REALTORS #1250972 | ||
| 07/27/2015 | Sold | |
| Source: Greater Chattanooga REALTORS #1222329 | ||
| 02/02/2015 | Listed | $304,900 |
| Source: Greater Chattanooga REALTORS #1222329 | ||
Source: MLS Data
Deed History
| 12/02/2016 | Warranty Deed | $270,000 |
| 10/18/2016 | Special Warranty Deed | $237,500 |
| 03/21/2016 | Trustee’s Deed (Certificate of Title) | $267,279 |
| 08/04/2015 | Warranty Deed | $292,500 |
| 02/24/2014 | Special Warranty Deed | $272,000 |
| 05/03/2013 | Trustee’s Deed (Certificate of Title) | $983,700 |
Source: Public records via Constellation Data Labs
Mortgage History
| 02/16/2022 | Credit Line (Revolving) / HELOC | $50,000 |
| 12/02/2016 | VA | $275,805 |
| 10/18/2016 | Conventional | $225,625 |
| 08/04/2015 | VA | $292,500 |
| 02/24/2014 | Conventional | $244,800 |
Source: Public records via Constellation Data Labs
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There are currently 1600 properties available in Chattanooga, with 49 under contract to close soon. Properties in the city have an average sale price of $434,421 and typically spend 80 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How do I get more information about 8820 Kelso Ln?
Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $499,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Chattanooga, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 8820 Kelso Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 8820 Kelso Ln at around $3,034. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 8820 Kelso Ln?
In most cases, yes. Whether 8820 Kelso Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chattanooga's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 8820 Kelso Ln?
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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $499,000 with 3,659 sqft of space—that comes out to approximately $136 per square foot.
How long has this property been on the market?
8820 Kelso Ln was listed on August 28, 2026, which means it's been on the market for 74 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2003, making it approximately 23 years old.
What is the lot size of this property?
8820 Kelso Ln sits on a 0.88-acre lot, which is 38,333 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Westview Elementary
- Middle: East Hamilton
- High: East Hamilton
Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 8820 Kelso Ln?
The most recent public record shows annual property taxes for 8820 Kelso Ln were approximately $2,327. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 8820 Kelso Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. Continental Real Estate Group, Inc does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.