8604 Observation Ln , Chattanooga, TN 37421
$699,000
- 5
- beds
- 3 full · 1 half
- baths
- 3,578
- sqft
- 2011
- year built
$699,000
8604 Observation Ln , Chattanooga, TN 37421
- 5
- beds
- 3 full · 1 half
- baths
- 3,578
- sqft
- 2011
- year built
- Status:
- Active
- MLS #:
- 3318437
- Listed By:
- Chip Ellis - Real Estate Partners Chattanooga, LLC
- Agent Phone:
- (423) 667-0237
- Agent Email:
- cellis@homesrep.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
This is a rare opportunity to own one of the estate lot homes in the very desirable Reunion Subdivision. This home is beautifully cited on an .82-acre lot encompassing 3578 sqft, designed with an open spacious floor plan perfect for daily living or entertaining. The great room features a stone fireplace with a raised hearth, and an abundance of windows for natural light. The chef's kitchen is fully equipped including a 6-burner gas cooktop, double oven, microwave, dishwasher and refrigerator. There are two pantries, large breakfast bar/island, brick style backsplash, granite and quartz counters and a tongue n groove wood ceiling. The casual dining area overlooks the level private backyard and opens onto the patio. There is a large laundry room for a freezer or 2nd fridge plus over the W/D cabinetry. There is a mudroom area as you enter the garage. As you step into the home from the covered front porch you have an open dining/office space with custom trim work plus a guest bath. The primary suite is on the main level with a large ensuite bath that includes a double vanity with granite top, whirlpool soaking tub, large tile shower, private toilet closet and a large walk-in closet. You will be amazed at all of the space upstairs with 4 guest bedrooms, 1 bedroom has a private bath, and two bedrooms share a bath that also has hall access. The bath is designed with double sinks, tile floor and a separate room for tub/shower and toilet. The best part of this second level is the oversized bonus/game room. Some additional special features include 9' ceilings, crown molding, wood ceiling in kitchen, covered front porch, irrigation, landscape lighting, level backyard, patio, and 4 of the 5 bedrooms have private access to a bathroom, plantation blinds/shutters. This community provides convenience to shopping, restaurants and parks.
Highlights
- Residential
- Single Family Residence
- Built in 2011
- 0.82 Acre Lot
- $76/mo HOA
- 2 Car Garage
- 101 days on Market
-
- Bedrooms
- 5
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 2011
-
- Stories
- 2.0
-
- Architectural Style
- Cape Cod
-
- Construction Materials
- Brick, Other, Fiber Cement
-
- Foundation
- Block
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage Door Opener, Concrete, Garage Faces Side
-
- Living Area
- 3578.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), High Ceilings, Open Floorplan, Smart Thermostat
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Gas Range, Oven, Double Oven
-
- Flooring
- Tile, Carpet, Other
-
- Patio And Porch
- Patio, Porch
-
- Pool Features
- In Ground, Private
-
- Security Features
- Smoke Detector(s)
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Natural Gas, Central
-
- Basement
- None
-
- Acres
- 0.82
-
- Lot Features
- Level, Other
-
- Utilities
- Electricity Available, Water Available, Natural Gas Available
-
- Water
- Public
-
- County
- Hamilton
-
- City
- Chattanooga
-
- Neighborhood
- Reunion
-
- Zip Code
- 37421
-
- High School
- East Hamilton High School
-
- Middle School
- East Hamilton Middle School
-
- Elementary School
- East Brainerd Elementary School
-
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Price History
| 08/02/2019 | Sold | $434,000 |
| Source: Realtracs #3329027 | ||
| Price Changed | $459,900 | |
| Source: Realtracs #3329027 | ||
| 08/05/2026 | Listed | $465,000 |
| Source: Realtracs #3329027 | ||
| 07/31/2026 | Listed | $699,000 |
| Source: Greater Chattanooga REALTORS #1539871 | ||
| 09/25/2026 | Price Changed | $699,000 |
| Source: Realtracs #3318437 | ||
| 07/31/2026 | Listed | $759,000 |
| Source: Realtracs #3318437 | ||
| 08/02/2019 | Sold | $434,000 |
| Source: River Counties Association of REALTORS #20193028 | ||
| 08/06/2019 | Price Changed | $459,900 |
| Source: River Counties Association of REALTORS #20193028 | ||
| 05/27/2019 | Listed | $465,000 |
| Source: River Counties Association of REALTORS #20193028 | ||
| 08/02/2019 | Sold | |
| Source: Greater Chattanooga REALTORS #1300268 | ||
| 05/21/2019 | Listed | $459,900 |
| Source: Greater Chattanooga REALTORS #1300268 | ||
| 05/29/2015 | Sold | |
| Source: Greater Chattanooga REALTORS #1217662 | ||
| 09/29/2014 | Listed | $400,000 |
| Source: Greater Chattanooga REALTORS #1217662 | ||
| 01/26/2014 | Off Market | — |
| Source: River Counties Association of REALTORS #1205668 | ||
| 07/26/2010 | Off Market | — |
| Source: River Counties Association of REALTORS #1150476 | ||
Source: MLS Data
Deed History
| 08/06/2019 | Warranty Deed | $434,000 |
| 06/03/2015 | Warranty Deed | $392,500 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/09/2025 | Credit Line (Revolving) / HELOC | $200,000 |
| 07/20/2021 | Conventional | $405,000 |
| 08/06/2019 | Conventional | $412,300 |
| 06/03/2015 | Coventional | $314,000 |
| 01/14/2013 | Coventional | $323,910 |
| 08/02/2010 | Unknown | $175,000 |
Source: Public records via Constellation Data Labs
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $699,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Chattanooga, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 8604 Observation Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 8604 Observation Ln at around $4,434. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 8604 Observation Ln?
In most cases, yes. Whether 8604 Observation Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chattanooga's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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What is the price per square foot for this home?
This home is listed at $699,000 with 3,578 sqft of space—that comes out to approximately $195 per square foot.
How long has this property been on the market?
8604 Observation Ln was listed on July 31, 2026, which means it's been on the market for 101 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2011, making it approximately 15 years old.
What is the lot size of this property?
8604 Observation Ln sits on a 0.82-acre lot, which is 35,719 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: East Brainerd Elementary School
- Middle: East Hamilton Middle School
- High: East Hamilton High School
Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 8604 Observation Ln?
The most recent public record shows annual property taxes for 8604 Observation Ln were approximately $5,470. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $76 paid monthly.
This covers access to community features including: Playground, Clubhouse, Pool, Park.
Is 8604 Observation Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 09, 2026 at 05:47AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
