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554 Whitehall Rd #120, Chattanooga, TN 37405

$2,200,000

3
beds
4 full · 1 half
baths
4,340
sqft
2020
year built

Seeing is believing in this custom Jim Morrison build, where every detail has been crafted for effortless, comfortable living paired with spectacular views of downtown Chattanooga. This immaculate home is a true showstopper. Step inside and you're immediately met with porcelain plank flooring, 10' ceilings, 8' solid doors, crown molding, plantation shutters, and 4'' Halo LED lighting throughout. The main level den features a gas fireplace that creates a warm, inviting gathering space. The home is also equipped with Klipsch speakers wired for muitizone sound, delivering premium audio. The chef's kitchen is designed for those who appreciate the finest, featuring Thermador Professional appliances, including a dual fuel 6 burner range with induction cooktop, oven, steam oven, and warming drawer, plus a 30'' Thermador Professional wall oven and 48'' refrigerator. Additional luxury touches include two Thermador Star Sapphire dishwashers, a Sub Zero wine tower, and Classic Cabinets custom cabinetry with soft close drawers, Blum hardware, under cabinet lighting, touch faucets, and instant hot water. The centerpiece a striking Tiffany Crystal leathered quartzite island. The main level offers two bedrooms, each with its own en-suite, perfect for guests or multigenerational living. Step outside to the covered porch, ideal for morning coffee while taking in the panoramic downtown views. Upstairs, the primary suite is a retreat of its own with a cozy fireplace, a spa like bath featuring a quartzite double sink vanity, soaking tub, and a walk in shower with dual showerheads. The private lanai with gas fireplace is ready to finish to your personal vision. Convenience continues with a nearby laundry room equipped with an LG washer, gas dryer, and ironing station. The home also features a central vacuum system with hide a hose and toe kick sweep for effortless cleaning. Take the private elevator down to a welcoming lower level designed for comfort and convenience. Plus... Here you'll find a generous flex space with an oversized refrigerator/freezer, a kitchenette, a full bath, and your own personal garage with EV charging. Thoughtful upgrades like the Navien 199K BTU tankless water heater, Pentair whole house water softener, and ample storage make this level as functional as it is inviting. This home blends thoughtful design, luxury finishes, and unmatched views, a rare opportunity on Stringer's Ridge overlooking the Tennessee River.

Highlights

  • Residential
  • Condominium
  • Built in 2020
  • $600/mo HOA
  • 2 Car Garage
  • 49 days on Market

  • Bedrooms
    3
  • Bathrooms
    4 full · 1 half
  • Year Built
    2020
  • Stories
    3.0
  • Architectural Style
    Other
  • Construction Materials
    Brick
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Basement, Garage Faces Rear
  • Living Area
    4340.0
  • Interior Features
    High Speed Internet, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Storage, Elevator, Central Vacuum, Breakfast Bar, Double Vanity, High Ceilings, Wired for Data, Open Floorplan, Entrance Foyer, Crown Molding, Soaking Tub, Sound System, Wired for Sound
  • Appliances
    Dishwasher, Refrigerator, Disposal, Tankless Water Heater, Convection Oven, Oven, Water Softener, Gas Water Heater, Electric Oven, Stainless Steel Appliance(s), Wine Refrigerator, Built-In Refrigerator, Instant Hot Water, Built-In Gas Range, Induction Cooktop, Warming Drawer
  • Flooring
    Tile
  • Exterior Features
    Lighting, Balcony, Rain Gutters
  • Patio And Porch
    Covered, Porch, Front Porch, Rear Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Other, Multi Units
  • Heating
    Electric
  • Basement
    Finished, Full

  • Lot Features
    Level, Views, Sprinklers In Front, Sprinklers In Rear
  • View
    Mountain(s), Water, Panoramic, City, River, City Lights, Bridge(s), Downtown
  • Utilities
    Cable Connected, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available, Underground Utilities
  • Water
    Public

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Estimated Value

$973,190

Estimated Sales Price Range:

$807,747 - $1,138,632

Source: Constellation Data Labs

Price History

09/25/2026 Listed $2,200,000
Source: Greater Chattanooga REALTORS #1543479
07/09/2018 Sold $465,000
Source: Realtracs #2913400
05/15/2018 Listed $489,500
Source: Realtracs #2913400

Source: MLS Data

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Frequently Asked Questions

How do I schedule a tour of 554 Whitehall Rd #120?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 554 Whitehall Rd #120.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 554 Whitehall Rd #120?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 4 bath, listed for $2,200,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Chattanooga, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 554 Whitehall Rd #120?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 554 Whitehall Rd #120 at around $13,278. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 554 Whitehall Rd #120?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hamilton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 554 Whitehall Rd #120?

In most cases, yes. Whether 554 Whitehall Rd #120 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chattanooga's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 554 Whitehall Rd #120?

We can handle that for you. Our preferred local agent specializes in residentials in Chattanooga and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,200,000 with 4,340 sqft of space—that comes out to approximately $507 per square foot.

How long has this property been on the market?

554 Whitehall Rd #120 was listed on September 25, 2026, which means it's been on the market for 49 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Red Bank Elementary
  • Middle: Red Bank Middle
  • High: Red Bank High School

Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 554 Whitehall Rd #120?

The most recent public record shows annual property taxes for 554 Whitehall Rd #120 were approximately $9,104. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $600 paid monthly.

This covers access to community features including: Maintenance Grounds, Landscaping.

Is 554 Whitehall Rd #120 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. Continental Real Estate Group, Inc does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.