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Seller offering a credit toward a 2-1 temporary rate buydown, lowering your interest rate by 2 percentage points the first year and 1 percentage point the second year, subject to lender approval and loan terms! Welcome to 1220 Franklin Drive in Chattanooga, Tennessee! Step inside to a spacious living room with beautiful front-yard views. The updated kitchen features a custom glass-tile backsplash and flows naturally into the large dining room, complete with a wood-burning fireplace and wet bar—perfect for dinners, holiday gatherings, and entertaining. Just beyond, the inviting sunroom offers space for morning coffee or relaxing with friends, with convenient backyard access for grilling and outdoor gatherings. The main level features a primary bedroom with a private full bathroom, plus a second bedroom ideal for guests, a home office, or nursery. Upstairs, two generously sized bedrooms provide additional space and flexibility. Downstairs is where this home really opens up! The expansive finished basement features a large family room, recreation area, half bathroom, and laundry room. Whether you envision a home theater, game room, workout space, or ultimate hangout spot, there's room to make it your own. Outside, the spacious yard offers plenty of room to entertain or simply relax. With newer windows, a newer roof, and multiple living areas, this home combines comfort, functionality, and room to spread out. Conveniently located near shopping, dining, and everyday essentials, 1220 Franklin Drive is ready for its next chapter. Call Braden Mileham:731-571-8388 to schedule your private tour!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1975
  • 0.47 Acre Lot
  • 1 Car Garage
  • 109 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    1975
  • Stories
    2.0
  • Construction Materials
    Brick
  • Foundation
    Combination
  • Garage Spaces
    1.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Parking Pad, Garage Faces Front
  • Living Area
    3396.0
  • Interior Features
    High Speed Internet, Ceiling Fan(s), Walk-In Closet(s), Pantry, Bookcases, Built-in Features
  • Appliances
    Dryer, Dishwasher, Electric Range, Refrigerator, Washer
  • Patio And Porch
    Patio, Porch
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central
  • Basement
    Finished, Full

  • Acres
    0.47
  • Lot Features
    Sloped, Level
  • Utilities
    Electricity Available, Water Available, Cable Connected
  • Water
    Public

  • County
    Hamilton
  • City
    Chattanooga
  • Neighborhood
    none
  • Zip Code
    37421
  • High School
    Chattanooga School for the Arts and Sciences Upper
  • Middle School
    Chattanooga School For The Liberal Arts
  • Elementary School
    Calvin Donaldson Elementary

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Frequently Asked Questions

How do I schedule a tour of 1220 Franklin Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1220 Franklin Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1220 Franklin Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $429,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Chattanooga, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1220 Franklin Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1220 Franklin Dr at around $2,698. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1220 Franklin Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hamilton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1220 Franklin Dr?

In most cases, yes. Whether 1220 Franklin Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chattanooga's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1220 Franklin Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Chattanooga and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $429,000 with 3,396 sqft of space—that comes out to approximately $126 per square foot.

How long has this property been on the market?

1220 Franklin Dr was listed on July 23, 2026, which means it's been on the market for 109 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1975, making it approximately 51 years old.

What is the lot size of this property?

1220 Franklin Dr sits on a 0.47-acre lot, which is 20,473 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Calvin Donaldson Elementary
  • Middle: Chattanooga School For The Liberal Arts
  • High: Chattanooga School for the Arts and Sciences Upper

Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1220 Franklin Dr?

The most recent public record shows annual property taxes for 1220 Franklin Dr were approximately $3,085. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1220 Franklin Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 09, 2026 at 03:37PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.