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SEPARATE LIVING QUARTERS | COMMUNITY DOCK ACCESS | POOL & DECK - Set in Birchwood, this 4 bedroom, 3 full and 2 half bathroom home provides plenty of space across three finished levels, along with access to the neighborhood community dock located just across the street. The main level features a primary suite with a private en suite bathroom and walk-in closet, along with access to the covered front porch and back porch. Upstairs, two additional bedrooms each feature two closets, providing generous storage. The finished basement adds an entirely separate dimension to the home with its own kitchen area, bedroom, 1.5 bathrooms, and direct driveway access, creating a natural setup for extended family, guests, or separate living quarters. The basement also opens directly to the outdoor entertaining area, where an above-ground pool and surrounding deck offer a place to spend summer days at home. With multiple living areas, private exterior access, community dock access, and plenty of room under one roof, this property brings together space, privacy, and functionality. Preferred lender is offering buyers a credit of 1% of the loan amount to be used toward an interest rate buydown or closing costs. To receive the 1% lender credit, the minimum loan amount must be at least $450,000.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2003
  • 10.89 Acre Lot
  • $150/yr HOA
  • 92 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 2 half
  • Year Built
    2003
  • Architectural Style
    Other
  • Construction Materials
    Vinyl Siding, Brick
  • Foundation
    See Remarks
  • Parking Features
    Driveway, Asphalt
  • Living Area
    3986.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Master Downstairs, Double Vanity, Soaking Tub
  • Appliances
    Dishwasher, Electric Range, Microwave, Refrigerator
  • Flooring
    Hardwood, Tile, Carpet
  • Exterior Features
    Dock, Rain Gutters
  • Patio And Porch
    Covered, Patio, Deck, Porch
  • Pool Features
    Above Ground
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central
  • Basement
    Finished

  • Acres
    10.89
  • Lot Features
    Level, Cleared
  • View
    Mountain(s)
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Phone Available
  • Water
    Public

  • Area
    Chattanooga
  • County
    Hamilton
  • City
    Birchwood
  • Neighborhood
    None
  • Zip Code
    37308
  • High School
    Central High School
  • Middle School
    Hunter Middle
  • Elementary School
    Snow Hill Elementary

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Frequently Asked Questions

How do I schedule a tour of ?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to .

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about ?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $750,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Birchwood, and can even get you in to see the property quickly.

How do I get a virtual tour of ?

Yes! A virtual tour is available for . Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for ?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for at around $4,451. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy ?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hamilton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for ?

In most cases, yes. Whether is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Birchwood's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on ?

We can handle that for you. Our preferred local agent specializes in residentials in Birchwood and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $750,000 with 3,986 sqft of space—that comes out to approximately $188 per square foot.

How long has this property been on the market?

was listed on August 14, 2026, which means it's been on the market for 92 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

sits on a 10.89-acre lot, which is 474,368 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Snow Hill Elementary
  • Middle: Hunter Middle
  • High: Central High School

Want to see how these schools compare? Check out our Hamilton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for ?

The most recent public record shows annual property taxes for were approximately $2,196. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $150 paid annually.

Is still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. Continental Real Estate Group, Inc does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.