20522 Highway 14 , Spearfish, SD 57783

How do I schedule a tour of 20522 Highway 14?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 20522 Highway 14.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 20522 Highway 14?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $1,395,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Spearfish, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 20522 Highway 14?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 20522 Highway 14 at around $7,564. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 20522 Highway 14?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Lawrence County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 20522 Highway 14?

In most cases, yes. Whether 20522 Highway 14 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Spearfish's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 20522 Highway 14?

We can handle that for you. Our preferred local agent specializes in residentials in Spearfish and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,395,000 with 2,571 sqft of space—that comes out to approximately $543 per square foot.

How long has this property been on the market?

20522 Highway 14 was listed on November 06, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2008, making it approximately 18 years old.

What is the lot size of this property?

20522 Highway 14 sits on a 0.64-acre lot, which is 27,878 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $100 paid annually.

This covers access to community features including: None.

Is 20522 Highway 14 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.