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120 Otter Ln #LOT 36, Waterloo, SC 29384

$53,350

LAKEVIEW! Rare opportunity to purchase land overlooking 11,400-acre Lake Greenwood! Lot 36 is a .77-acre "bluff" lot that offers a nice elevated lakeview and seasonal wide-creek waterfrontage feeding into Lake Greenwood. SURVEY IN PLACE. SEPTIC PERMIT IN PLACE for a 4 bedroom home! Quiet Cul-de-Sac! PUBLIC WATER is already available, saving you thousands of dollars because you don't need to drill a well. Superfast FIBER OPTIC INTERNET available! Available in the pretty Harbor Crest subdivision off Todd Quarter Rd. Harbor Crest is a nice, neat residential neighborhood that has light recorded restrictions that run with the land: site-built homes (min. 800 sqft required,) and manufactured housing IS allowed (min. 1000 sqft). NO HOA FEES. You can have fences and outbuildings, big garages or workshops, and enjoy proximity to Lake Greenwood. Harbor Crest does not have a common area, so Lake Access is either at nearby Doken's Marina just 2 miles away on Todd Quarter Rd, or the free County-run Riverfork Public Boat Ramp & Fishing Pier - less than 10 minutes away! The cities of Greenwood and Laurens are 20-25 min. away and have everything you need - quality healthcare, restaurants, shopping, recreation, and entertainment. So-close Lake Greenwood offers its own wealth of things to do- boating, fishing, swimming, tubing, jet skiing, kayaking, paddle boarding, tournaments, restaurants, and lake special events. OWNER FINANCING IS AVAILABLE with 50% down. Got questions? LOVE YOUR LAKE LIFE!

Highlights

  • Land
  • 0.77 Acre Lot
  • Waterfront
  • 3 days on Market


  • Acres
    0.77
  • Lot Features
    Wooded, Waterfront, Cul-De-Sac
  • Water Front Features
    Creek
  • Water Front
    Yes
  • View
    Trees/Woods, Lake, See Remarks
  • Utilities
    Water Available

  • Area
    Lake Greenwood - Laurens Interior
  • County
    Laurens
  • City
    Waterloo
  • Neighborhood
    HARBORCREST
  • Zip Code
    29384

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Frequently Asked Questions

How do I schedule a tour of 120 Otter Ln #LOT 36?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 120 Otter Ln #LOT 36.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 120 Otter Ln #LOT 36?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $53,350. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Waterloo, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 120 Otter Ln #LOT 36?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 120 Otter Ln #LOT 36 at around $289. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 120 Otter Ln #LOT 36?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Laurens County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 120 Otter Ln #LOT 36?

In most cases, yes. Whether 120 Otter Ln #LOT 36 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waterloo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 120 Otter Ln #LOT 36?

We can handle that for you. Our preferred local agent specializes in lands in Waterloo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

120 Otter Ln #LOT 36 was listed on November 02, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

120 Otter Ln #LOT 36 sits on a 0.77-acre lot, which is 33,541 square feet.

Is 120 Otter Ln #LOT 36 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS of Greenwood. All rights reserved.

Last Updated: November 05, 2026 at 05:55PM | Source: MLS of Greenwood | MLS#: 140819

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