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ASSUMABLE VA LOAN AT JUST 2.25 INTEREST! NEARLY 4,800 SQ. FT. ON 2.62 ACRES WITH NO HOA NEAR SHAW AFB! An incredible opportunity to own a spacious all-brick home with a potentially assumable VA mortgage at an exceptionally low interest rate! Qualified buyers may be able to assume the seller's existing loan at 2.25 interest rate, offering a valuable financing advantage in today's market. Welcome to 2817 Cains Mill Road, where space, comfort, and flexibility come together! This impressive property features 5 bedrooms, 4 full and 3 half baths, a 3-car garage, and nearly 4,800 sq. ft. of living space situated on 2.62 acres with NO HOA! Step inside to soaring 20-foot ceilings, a marble foyer, beautiful eucalyptus hardwood floors, skylights, and a gas fireplace. The spacious kitchen offers granite countertops, custom cabinetry, and a gas cooktop. The main-level primary suite provides a private retreat, while an additional main-level bedroom with its own bathroom is perfect for guests or multigenerational living. Upstairs offers a large bonus room with a full bath, plus a separate staircase leading to the fifth bedroom or private office with its own bathroom. Multiple flex rooms provide endless possibilities for a home gym, game room, media room, hobbies, or additional storage. Recent improvements include new heat pumps, gas tankless water heaters, solar-ready wiring, and a 15kW propane backup generator. Outside, enjoy 2.62 acres with plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying your own space. Conveniently located near Shaw AFB and Sumter amenities. MORE HOUSE, MORE LAND, AND A RARE FINANCING OPPORTUNITY! Schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2006
  • 2.62 Acre Lot
  • 3 Car Garage
  • 252 days on Market

  • Bedrooms
    5
  • Bathrooms
    5 full · 2 half
  • Year Built
    2006
  • Stories
    2.0
  • Architectural Style
    Tri-Level
  • Construction Materials
    Brick
  • Foundation
    Slab
  • Garage Spaces
    3.0
  • Parking Features
    Attached, Garage Door Opener
  • Living Area
    4789.0
  • Interior Features
    Eat-in Kitchen, Wet Bar
  • Appliances
    Dishwasher, Refrigerator
  • Patio And Porch
    Patio, Porch
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central

  • Acres
    2.62
  • Lot Features
    Corner Lot
  • Water
    Public

  • Area
    Sumter County
  • County
    Sumter
  • City
    Sumter
  • Neighborhood
    NONE
  • Zip Code
    29154
  • High School
    Lakewood
  • Middle School
    Furman
  • Elementary School
    Manchester

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Frequently Asked Questions

How do I schedule a tour of 2817 Cains Mill Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2817 Cains Mill Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2817 Cains Mill Rd?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 5 bath, listed for $560,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Sumter, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2817 Cains Mill Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2817 Cains Mill Rd at around $3,187. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2817 Cains Mill Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Sumter County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2817 Cains Mill Rd?

In most cases, yes. Whether 2817 Cains Mill Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Sumter's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2817 Cains Mill Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Sumter and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $560,000 with 4,789 sqft of space—that comes out to approximately $117 per square foot.

How long has this property been on the market?

2817 Cains Mill Rd was listed on March 02, 2026, which means it's been on the market for 252 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

2817 Cains Mill Rd sits on a 2.62-acre lot, which is 114,127 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Manchester
  • Middle: Furman
  • High: Lakewood

Want to see how these schools compare? Check out our Sumter County School Guide to see ratings, reviews, and more for the schools in the area.

Is 2817 Cains Mill Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Consolidated MLS (Columbia MLS). All rights reserved.

Last Updated: November 09, 2026 at 02:13PM | Source: Consolidated MLS (Columbia MLS) | MLS#: 628028