- 4
- beds
- 2 full · 1 half
- baths
- 2,910
- sqft
- 1974
- year built
- Status:
- ACTIVE
- MLS #:
- 640290
- Neighborhood:
- NONE
- County:
- Aiken
- Listed By:
- Dylan Jeffcoat - Jeffcoat Realty
Prime Country Living + Creek! This spacious 4-bedroom, 2.5-bath brick ranch sits on 13.06 private acres with roughly 1,000 feet of frontage along a flowing creek. This charming home would be ideal for hosting family gatherings with 2,910 sq ft, all on one level! As you walk in you are greeted by a stunning dining room with an abundance of natural light and gorgeous hardwood floors. The primary suite is on the main level with a large walk-in closet. A large bonus room accompanies the house which has flexibility for many options, could be a good room, event space, or storage! A screened porch to have your morning coffee while enjoying the quiet, wooded surroundings. An outbuilding on-site adds storage or workshop space. With level acreage, mature trees, and creek access, this property offers space and privacy for gardening, outdoor living, or simply spreading out. Located in the peaceful Aiken County countryside just 5 miles from the downtown of Ridge Spring, along with being within a few miles from nearby schools. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Highlights
- Residential
- Single Family Residence
- Built in 1974
- 13.0 Acre Lot
- Waterfront
- 101 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 1974
-
- Stories
- 1.0
-
- Architectural Style
- Ranch, Traditional
-
- Construction Materials
- Vinyl Siding, Brick
-
- Living Area
- 2910.0
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Basement
- Crawl Space
-
- Acres
- 13.0
-
- Water Front
- Yes
-
- Water
- Well
-
- Area
- Aiken County
-
- County
- Aiken
-
- City
- Monetta
-
- Neighborhood
- NONE
-
- Zip Code
- 29129
-
- High School
- Ridge Spring Monetta
-
- Middle School
- Ridge Spring Middle
-
- Elementary School
- Ridge Spring-Monetta
-
Nearby Schools
-
53out of 100
-
39out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Estimated Value
$456,409
$424,460 - $488,357
Source: Constellation Data Labs
Price History
| 10/29/2026 | Price Changed | $439,000 |
| Source: Consolidated MLS (Columbia MLS) #640290 | ||
| 08/05/2026 | Listed | $465,000 |
| Source: Consolidated MLS (Columbia MLS) #640290 | ||
| 01/13/2026 | Off Market | — |
| Source: Aiken Association of REALTORS #221262 | ||
| 01/13/2026 | Off Market | — |
| Source: Consolidated MLS (Columbia MLS) #624783 | ||
Source: MLS Data
Deed History
| 11/20/2023 | Affidavit of Death | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 11/20/2023 | Reverse Mortgage (Home Equity Conversion Mortgage) | $517,500 |
| 06/05/2019 | Reverse Mortgage (Home Equity Conversion Mortgage) | $288,000 |
| 12/09/2013 | Unknown | $50,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 550 Shoals Rd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 550 Shoals Rd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 550 Shoals Rd?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $439,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Monetta, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 550 Shoals Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 550 Shoals Rd at around $2,498. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 550 Shoals Rd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Aiken County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 550 Shoals Rd?
In most cases, yes. Whether 550 Shoals Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Monetta's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 550 Shoals Rd?
We can handle that for you. Our preferred local agent specializes in residentials in Monetta and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $439,000 with 2,910 sqft of space—that comes out to approximately $151 per square foot.
How long has this property been on the market?
550 Shoals Rd was listed on August 05, 2026, which means it's been on the market for 101 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1974, making it approximately 52 years old.
What is the lot size of this property?
550 Shoals Rd sits on a 13.0-acre lot, which is 566,280 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Ridge Spring-Monetta
- Middle: Ridge Spring Middle
- High: Ridge Spring Monetta
Want to see how these schools compare? Check out our Aiken County School Guide to see ratings, reviews, and more for the schools in the area.
Is 550 Shoals Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Consolidated MLS (Columbia MLS). All rights reserved.
Last Updated: November 14, 2026 at 08:47AM | Source: Consolidated MLS (Columbia MLS) | MLS#: 640290
