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GORGEOUS LAKEFRONT RETREAT | Welcome to 138 Bowen Drive, a premier custom ranch residence constructed in 2021 Situated on 0.47 acres of private, professionally landscaped grounds along Clarks Hill Lake (Lake Thurmond), this 3,580 heated square foot home seamlessly merges custom craftsmanship, heavy-duty structural engineering, and elevated lakefront living. Anchored by full private ownership of a maintenance-free, 45-foot all-aluminum dock with 2 boat slips, this property offers immediate deep-water access for powerboats, pontoons, and watercraft. With a main-level Primary Suite the property is designed for effortless single-level living, featuring a spacious primary owner's suite and two additional main-floor bedrooms served by two full main-level bathrooms. The open-concept living room formal dining area, and a kitchen is a entertainers dream The custom chef's kitchen is equipped everything one could need but just in case there is a specialized oversized butler's pantry with built-in small appliance lifts and sink. A generous laundry/utility room off the foyer is designed with dedicated space for multiple extra refrigerators, freezers, and supply storage. And for safety and security this property features a spacious lower level built with fully poured concrete walls that house a huge recreation, a media room with attached hammocks for extra fun, a half bath, and extensive storage space off the double garage and workshop. A 3-Car Carport with attached ''She-Shed'' storage is feature at the front of the property. Also under the carport is a newly added covered upper-level grilling area. There is an expansive screened porch, cover front/rear porches, and a private outdoor shower. Travel the lower-driveway to the back of the property and you will find the workshop/garage currently configured as a custom woodworking shop and lake toy storage facility. This beautiful home is truly a retreat built for creative projects, hobbies, or private relaxation. A RV Connection off the dirveway features a 50-amp RV hookup complete with a dedicated water service line. Everything has been though off in the infrastructure & Mechanical Specs with a Whole-House Generator providing seamless backup power.The Poured Concrete Foundation has been paired with high-efficiency spray foam attic insulation and double-hung energy-efficient windows. A Tankless Water Heater and electric heat pump system warm the home along with a fireplace/wood stove options. Landscaping is watered with a Lake-Fed Lawn Irrigation System. And every room is installed with USB wall outlets for modern device connectivity. Compound Opportunity While offered as a standalone residence, this property can also be purchased together with the adjacent cottage at 122 Bowen Drive (2,200 sq. ft., 0.49 acres) to create a **~0.95-acre dual-home lakefront compound for a combined list price of $1,910,000.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2021
  • 0.48 Acre Lot
  • $100/yr HOA
  • Waterfront
  • 2 Car Garage
  • 54 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2021
  • Stories
    2.0
  • Construction Materials
    Frame, Concrete, Fiber Cement
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Covered, Garage Faces Rear, Attached Carport
  • Living Area
    3580.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Kitchen Island, High Ceilings, Entrance Foyer
  • Appliances
    Electric Water Heater, Refrigerator, Disposal, Tankless Water Heater, Electric Oven, Electric Cooktop, ENERGY STAR Qualified Appliances
  • Flooring
    Tile
  • Furnished
    Partially
  • Exterior Features
    Dock, Outdoor Shower, Boat Slip
  • Patio And Porch
    Deck, Screened, Front Porch
  • Pool Features
    None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Fireplace(s), Forced Air, Electric, Heat Pump, Wood Stove
  • Basement
    Finished, Full

  • Acres
    0.48
  • Lot Features
    Cul-De-Sac, Landscaped, Gentle Sloping, Sprinklers In Front, Sprinklers In Rear
  • Water Front Features
    Waterfront Access
  • Water Front
    Yes
  • View
    Lake, Water
  • Utilities
    Cable Available, Water Connected
  • Water
    Public

  • County
    McCormick
  • City
    Modoc
  • Neighborhood
    Modoc Shores
  • Zip Code
    29838
  • High School
    McCormick
  • Middle School
    MCCORMICK MIDDLE
  • Elementary School
    McCormick Elementary

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Frequently Asked Questions

How do I schedule a tour of 138 State Road S #33 650?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 138 State Road S #33 650.

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How do I get more information about 138 State Road S #33 650?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $1,220,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Modoc, and can even get you in to see the property quickly.

How do I get a virtual tour of 138 State Road S #33 650?

Yes! A virtual tour is available for 138 State Road S #33 650. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 138 State Road S #33 650?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 138 State Road S #33 650 at around $6,943. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 138 State Road S #33 650?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in McCormick County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 138 State Road S #33 650?

In most cases, yes. Whether 138 State Road S #33 650 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Modoc's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 138 State Road S #33 650?

We can handle that for you. Our preferred local agent specializes in residentials in Modoc and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,220,000 with 3,580 sqft of space—that comes out to approximately $341 per square foot.

How long has this property been on the market?

138 State Road S #33 650 was listed on September 22, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2021, making it approximately 5 years old.

What is the lot size of this property?

138 State Road S #33 650 sits on a 0.48-acre lot, which is 20,909 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: McCormick Elementary
  • Middle: MCCORMICK MIDDLE
  • High: McCormick

Want to see how these schools compare? Check out our McCormick County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $100 paid annually.

Is 138 State Road S #33 650 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 15, 2026 at 04:31AM | Source: Hive MLS | MLS#: 100605410