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UP TO $17,500 in closing costs and down payment grants available to qualified buyers, reach out for more info! Low maintenance living, but still lives and feels like a single family home! Updated finishes, a functional layout, and an unbeatable Fort Mill location make this move-in-ready home an exceptional opportunity. Offering 3 bedrooms, 2.5 bathrooms, and approximately 2,000 square feet, the home features new luxury vinyl plank flooring throughout the main living areas, brand-new carpet in the bedrooms, fresh interior paint, updated lighting throughout, and abundant storage. Designed for everyday living, the flexible floor plan includes a formal dining room, spacious living room, breakfast area, breakfast bar, kitchen island, and a bright sunroom that can easily serve as a home office, playroom, additional dining space, or second living area. Oversized bedrooms provide comfortable living, while the expansive primary suite features an ensuite bathroom and two walk-in closets. Outside, a private patio overlooks mature landscaping, creating a peaceful outdoor retreat. A one-car garage, two-car driveway, and low HOA dues that include exterior maintenance and landscaping make for easy, low-maintenance living. Located just minutes from I-77 with a convenient commute to Uptown Charlotte, the home is also within walking distance of Publix, restaurants, coffee shops, fitness centers, shopping, and entertainment. Combined with top-rated Fort Mill schools, low South Carolina taxes, updated finishes, flexible living space, and a prime location, this home offers outstanding value and everyday convenience. IMPORTANT tax info: Tax record currently shows an investment property tax rate. Primary Occupant taxes will be significantly lower, should be closer to $2000-2500/annually. Reach out to agent or York County for more information.

Highlights

  • Residential
  • Townhouse
  • Built in 2009
  • $225/mo HOA
  • 1 Car Garage
  • 103 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2009
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Parking Features
    Driveway
  • Living Area
    2012.0
  • Interior Features
    Walk-In Closet(s), Pantry, Kitchen Island, Breakfast Bar, Open Floorplan, Entrance Foyer, Built-in Features
  • Appliances
    Dishwasher, Electric Range, Microwave, Disposal, Washer/Dryer, Electric Cooktop
  • Flooring
    Laminate, Linoleum
  • Patio And Porch
    Patio, Rear Porch
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Heat Pump

  • Lot Features
    Wooded
  • Water
    Public

  • County
    York
  • City
    Fort Mill
  • Neighborhood
    Palmetto Traces
  • Zip Code
    29708
  • High School
    Nation Ford
  • Middle School
    Flint Hill
  • Elementary School
    Flint Hill

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Frequently Asked Questions

How do I schedule a tour of 745 Prospect Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 745 Prospect Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 745 Prospect Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $375,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Fort Mill, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 745 Prospect Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 745 Prospect Ln at around $2,134. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 745 Prospect Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in York County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 745 Prospect Ln?

In most cases, yes. Whether 745 Prospect Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fort Mill's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 745 Prospect Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Fort Mill and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $375,000 with 2,012 sqft of space—that comes out to approximately $186 per square foot.

How long has this property been on the market?

745 Prospect Ln was listed on July 30, 2026, which means it's been on the market for 103 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2009, making it approximately 17 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Flint Hill
  • Middle: Flint Hill
  • High: Nation Ford

Want to see how these schools compare? Check out our York County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $225 paid monthly.

Is 745 Prospect Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 10, 2026 at 05:40AM | Source: Canopy MLS | MLS#: 4405767