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Welcome to 3 Ruth Street, a charming and well-maintained ranch-style home tucked away on a quiet residential street in Middletown. Offering flexible living space across two levels, this well-maintained home offers the perfect combination of space, convenience, and accessibility. The main level features three bedrooms, hardwood floors, abundant natural light, and comfortable living spaces. The finished lower level significantly expands the home's space, offering two additional bedrooms, a full bathroom, and a large living area, ideal for guests, a home office, playroom, gym, or multi-generational living. With five bedrooms, two full bathrooms, multiple living areas, a two-car garage, and AC! Set on a generous lot with a private backyard, there is plenty of room to relax, entertain, and enjoy Rhode Island's coastal lifestyle. Conveniently located near Naval Station Newport, local beaches, shopping, dining, schools, and downtown Newport, this home offers easy access to everything Aquidneck Island has to offer.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1960
  • 0.2399 Acre Lot
  • 2 Car Garage
  • 3 days on Market

Open House

  • November 14, 2026
    12:00pm - 1:30pm
  • November 15, 2026
    10:00am - 11:00am

This open house information was last updated on 11/12/2026 10:39AM

  • Bedrooms
    5
  • Bathrooms
    2 full · 1 half
  • Year Built
    1960
  • Stories
    2.0
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding, Plaster
  • Foundation
    Concrete Perimeter
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    1860.0
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Oven, Water Heater, Exhaust Fan
  • Flooring
    Hardwood, Laminate, Vinyl
  • Cooling
    Heat Pump
  • Heating
    Baseboard, Heat Pump, Hot Water, Oil
  • Basement
    Full, Partially Finished, Interior Entry, Exterior Entry

  • Acres
    0.2399
  • Utilities
    Sewer Connected, Water Connected


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Frequently Asked Questions

How do I schedule a tour of 3 Ruth St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3 Ruth St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3 Ruth St?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 2 bath, listed for $675,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Middletown, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 3 Ruth St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3 Ruth St at around $4,287. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3 Ruth St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Newport County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3 Ruth St?

In most cases, yes. Whether 3 Ruth St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Middletown's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3 Ruth St?

We can handle that for you. Our preferred local agent specializes in residentials in Middletown and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $675,000 with 1,860 sqft of space—that comes out to approximately $363 per square foot.

How long has this property been on the market?

3 Ruth St was listed on November 10, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1960, making it approximately 66 years old.

What is the lot size of this property?

3 Ruth St sits on a 0.24-acre lot, which is 10,454 square feet.

What are the property taxes for 3 Ruth St?

The most recent public record shows annual property taxes for 3 Ruth St were approximately $5,350. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3 Ruth St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the IDX Program of the State-Wide Multiple Listing Service, Inc. Real estate listings held by Continental Real Estate Group, Inc are marked with the MLS logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site other than by a consumer seeking to purchase real estate is prohibited. Information deemed reliable but not guaranteed. Copyright © 2026 State-Wide MLS, Inc. All Rights Reserved.

Last Updated: November 13, 2026 at 05:16AM | Source: StateWide MLS | MLS#: 1428265