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3 bed, 2 bath home sitting on 23+/- acres of mostly cleared land right off Hwy 20, offering endless possibilities for farming, business use, or building your dream rural setup. The property includes multiple greenhouses, a shop building, and a well on site. The fully fenced acreage provides plenty of room for livestock, gardening, or recreation. Enjoy the perfect balance of peaceful country living while being only 10 minutes from downtown Jay. Property is being sold as-is with tons of potential for the right buyer. Owner does not know the exact sq footage & is not stated on the CH record. TBD.

Highlights

  • Residential
  • Manufactured Home
  • Built in 2003
  • 23.0 Acre Lot
  • 76 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2003
  • Stories
    1.0
  • Architectural Style
    Other
  • Construction Materials
    Vinyl Siding
  • Living Area
    1320.0
  • Interior Features
    Laminate Counters
  • Appliances
    Dishwasher, Electric Water Heater, Range, Oven
  • Flooring
    Laminate, Carpet
  • Exterior Features
    None
  • Patio And Porch
    None
  • Pool Features
    None
  • Cooling
    Central Air
  • Heating
    Electric, Central
  • Basement
    None

  • Acres
    23.0
  • Lot Features
    Farm
  • Utilities
    Electricity Available, Water Available
  • Water
    Well

  • County
    Delaware
  • City
    Jay
  • Neighborhood
    Delaware Co Unplatted
  • Zip Code
    74346
  • High School
    Jay
  • Elementary School
    Jay

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Frequently Asked Questions

How do I schedule a tour of 21184 Highway 20?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21184 Highway 20.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 21184 Highway 20?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $260,000. We can talk through recent upgrades, potential seller motivation, how this manufactured home compares to others in Jay, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 21184 Highway 20?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21184 Highway 20 at around $1,487. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 21184 Highway 20?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Delaware County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 21184 Highway 20?

In most cases, yes. Whether 21184 Highway 20 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Jay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 21184 Highway 20?

We can handle that for you. Our preferred local agent specializes in residentials in Jay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $260,000 with 1,320 sqft of space—that comes out to approximately $197 per square foot.

How long has this property been on the market?

21184 Highway 20 was listed on August 25, 2026, which means it's been on the market for 76 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

21184 Highway 20 sits on a 23.0-acre lot, which is 1,001,880 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Jay
  • High: Jay

Want to see how these schools compare? Check out our Delaware County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 21184 Highway 20?

The most recent public record shows annual property taxes for 21184 Highway 20 were approximately $92. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 21184 Highway 20 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS Technology. All rights reserved.

Last Updated: November 09, 2026 at 05:11AM | Source: MLS Technology | MLS#: 2631758