$674,999
195 Prospect Ave , White Plains, NY 10607
- 3
- beds
- 1
- baths
- 1,500
- sqft
- 1927
- year built
- Status:
- Active
- MLS #:
- 1012503
- County:
- Westchester
- Listed By:
- Trisia Carter - Century 21 Future Homes Realty
- Office Phone:
- (718) 863-0055
- Agent Email:
- trisiacarter@live.com
Sponsoring Broker: Steven Domber, Berkshire Hathaway HomeServices Hudson Valley Properties
Welcome to 195 Prospect Avenue in White Plains, NY! This charming home combines classic character with thoughtful updates, including a brand-new roof installed in May 2026 and a renovated kitchen and bathroom.Featuring 3 spacious bedrooms, 1 full bath, 1 half bath, and a semi-finished basement, the home offers flexible living space and ample storage to meet a variety of needs. Bright, inviting interiors and comfortable living areas create a warm atmosphere and natural flow throughout, perfect for everyday living, entertaining, or simply relaxing at home. The eat-in kitchen serves as the heart of the home, showcasing granite countertops, stainless steel appliances, and convenient counter seating—ideal for morning coffee, casual meals, and gathering with family and friends. Step outside to a private backyard oasis, providing the perfect setting for outdoor activities, play, gardening, or entertaining. Conveniently located near shopping, dining, houses of worship, transportation, golf courses, and major commuter routes, this home offers both comfort and accessibility in a desirable White Plains location.
Highlights
- Residential
- Single Family Residence
- Built in 1927
- 0.1378 Acre Lot
- 153 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 1
-
- Year Built
- 1927
-
- Architectural Style
- A-Frame
-
- Construction Materials
- Other
-
- Parking Features
- Driveway, Open
-
- Living Area
- 1500.0
-
- Interior Features
- Other
-
- Appliances
- Refrigerator, Range
-
- Cooling
- None
-
- Heating
- Other, Oil
-
- Acres
- 0.1378
-
- Utilities
- Electricity Available, Natural Gas Available, See Remarks
-
- Water
- Public
-
- County
- Westchester
-
- City
- White Plains
-
- Zip Code
- 10607
-
- High School
- Woodlands Middle/High School
-
- Middle School
- Woodlands Middle/High School
-
- Elementary School
- EARLY CHILDHOOD PROGRAM
-
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Price History
| 11/08/2026 | Price Changed | $674,999 |
| Source: OneKey MLS #1012503 | ||
| 06/11/2026 | Listed | $749,999 |
| Source: OneKey MLS #1012503 | ||
Source: MLS Data
Deed History
| 01/24/2007 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 07/07/2005 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 07/07/2005 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/22/2021 | Conventional | $414,000 |
| 11/30/2016 | Coventional | $358,000 |
| 01/24/2007 | Unknown | $300,000 |
| 07/07/2005 | Fannie Mae/Freddie Mac (Code phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.) | $215,000 |
| 12/05/2000 | Unknown | $118,000 |
Source: Public records via Constellation Data Labs
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There are currently 215 properties available in White Plains, with 0 under contract to close soon. Properties in the city have an average sale price of $582,349 and typically spend 138 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 195 Prospect Ave?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 195 Prospect Ave.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 195 Prospect Ave?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $674,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in White Plains, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 195 Prospect Ave?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 195 Prospect Ave at around $5,027. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 195 Prospect Ave?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Westchester County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 195 Prospect Ave?
In most cases, yes. Whether 195 Prospect Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in White Plains's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 195 Prospect Ave?
We can handle that for you. Our preferred local agent specializes in residentials in White Plains and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $674,999 with 1,500 sqft of space—that comes out to approximately $450 per square foot.
How long has this property been on the market?
195 Prospect Ave was listed on June 11, 2026, which means it's been on the market for 153 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1927, making it approximately 99 years old.
What is the lot size of this property?
195 Prospect Ave sits on a 0.14-acre lot, which is 6,098 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: EARLY CHILDHOOD PROGRAM
- Middle: Woodlands Middle/High School
- High: Woodlands Middle/High School
Want to see how these schools compare? Check out our Westchester County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 195 Prospect Ave?
The most recent public record shows annual property taxes for 195 Prospect Ave were approximately $14,229. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 195 Prospect Ave still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.
Last Updated: November 11, 2026 at 01:07AM | Source: OneKey MLS | MLS#: 1012503
