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Charming 1890 Victorian in the heart of Waterloo village, with a covered wraparound porch and original character throughout. Originally built as a single-family home, with 3-4 bedrooms, this property is now set up as two separate living spaces for different family members and offers real flexibility: live in one unit and rent the other, keep it as an investment, or easily take down a partition and closet to make it back to a single-family home. Whatever your plan, the potential is here. The first-floor showcases classic details, including original woodwork, built-ins, and a desk nook. A bright bonus space and in-unit laundry add everyday convenience. The second-floor features a completely updated kitchen with an island and seating, a roomy living room, plus an office nook at the top of the stairs. Each unit offers one bedroom and one full bath. Outside, the fully fenced backyard includes a play set and fire pit, and the blacktop driveway provides off-street parking. Appliances, play set, and fire pit are included! Set on a quiet neighborhood street within walking distance to the Village, Route 5 & 20, while being close to Seneca Falls, Geneva and the best of the Finger Lakes! This home is being sold as-is and has many original features and systems, so it’s ready for your updates and personal touches!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1890
  • 0.12 Acre Lot
  • 3 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1890
  • Stories
    2.0
  • Architectural Style
    Two Story, Victorian
  • Construction Materials
    Wood Siding
  • Foundation
    Stone
  • Parking Features
    Gravel, No Garage, Paved
  • Living Area
    1890.0
  • Interior Features
    Eat-in Kitchen, Kitchen Island, In-Law Floorplan, Master Downstairs, See Remarks, Breakfast Bar, Natural Woodwork
  • Appliances
    Dryer, Electric Range, Refrigerator, Washer, Gas Range, Gas Cooktop, Gas Oven, Gas Water Heater, Electric Oven, Water Heater, Electric Cooktop
  • Flooring
    Hardwood, Laminate, Ceramic Tile, Varies
  • Exterior Features
    Playground
  • Patio And Porch
    Covered, Deck, Porch
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Full

  • Acres
    0.12
  • Lot Features
    Rectangular Lot
  • Utilities
    Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 102 E Williams St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 102 E Williams St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 102 E Williams St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $144,400. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Waterloo, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 102 E Williams St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 102 E Williams St at around $1,103. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 102 E Williams St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Seneca County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 102 E Williams St?

In most cases, yes. Whether 102 E Williams St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Waterloo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 102 E Williams St?

We can handle that for you. Our preferred local agent specializes in residentials in Waterloo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $144,400 with 1,890 sqft of space—that comes out to approximately $76 per square foot.

How long has this property been on the market?

102 E Williams St was listed on November 10, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1890, making it approximately 136 years old.

What is the lot size of this property?

102 E Williams St sits on a 0.12-acre lot, which is 5,227 square feet.

What are the property taxes for 102 E Williams St?

The most recent public record shows annual property taxes for 102 E Williams St were approximately $3,381. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 102 E Williams St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Upstate New York Real Estate Information Services (UNYREIS). All rights reserved.

Last Updated: November 13, 2026 at 10:52AM | Source: Upstate New York Real Estate Information Services (UNYREIS) | MLS#: R1728257