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Classic Center Hall Colonial in Head of the Harbor, Welcome to this charming 4-bedroom, 2.5-bath Center Hall Colonial, ideally situated on 2.19 acres in the Head of the Harbor area of St. James, NY. Built in 1963, this well-maintained home offers timeless character, spacious living, and an exceptional location. Step inside to discover beautiful wood floors and classic wood doors, adding warmth and character throughout the home. Marvin windows provide quality, natural light, and lasting appeal. The property features a cedar deck, perfect for relaxing outdoors or entertaining while enjoying the privacy and expansive grounds. A detached shed provides additional storage, while the two-car garage offers convenient parking and workspace. The full unfinished basement provides abundant storage and flexible space for future use—whether you envision a recreation area, workshop, home gym, or additional living space. The home's location is a true highlight, with convenient access to the LIRR, St. James town, local shopping and dining, and the beautiful North Shore beaches. The property offers a rare combination of space, privacy, character, and convenience. Roof is 12years old, Oil Burner 5 years old, Cedar Deck 5 years old . A rare opportunity to own a spacious Colonial on over two acres in one of St. James' most private locations. Bring your vision and make this special property your own.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1963
  • 2.19 Acre Lot
  • 2 Car Garage
  • 27 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    1963
  • Architectural Style
    Colonial
  • Construction Materials
    Wood Siding, Shake Siding, Brick
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Off Street
  • Living Area
    2064.0
  • Interior Features
    Entrance Foyer
  • Appliances
    Dishwasher, Refrigerator, Range, Tankless Water Heater, Oven
  • Flooring
    Wood, Combination
  • Patio And Porch
    Deck
  • Cooling
    None
  • Heating
    Oil
  • Basement
    Full, Unfinished, Storage Space

  • Acres
    2.19
  • Lot Features
    Secluded, Near Public Transit
  • Utilities
    Cable Available, Electricity Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 3 Gate Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3 Gate Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3 Gate Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $979,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint James, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3 Gate Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3 Gate Rd at around $7,030. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3 Gate Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Suffolk County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3 Gate Rd?

In most cases, yes. Whether 3 Gate Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint James's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3 Gate Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Saint James and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $979,000 with 2,064 sqft of space—that comes out to approximately $474 per square foot.

How long has this property been on the market?

3 Gate Rd was listed on October 15, 2026, which means it's been on the market for 27 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1963, making it approximately 63 years old.

What is the lot size of this property?

3 Gate Rd sits on a 2.19-acre lot, which is 95,396 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: St James Elementary School
  • Middle: Nesaquake Middle School
  • High: Smithtown High School-East

Want to see how these schools compare? Check out our Suffolk County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3 Gate Rd?

The most recent public record shows annual property taxes for 3 Gate Rd were approximately $17,502. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3 Gate Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 11, 2026 at 02:47AM | Source: OneKey MLS | MLS#: 1057272