Searching ...

Lakeside Living on Lake Oscawana. A rare opportunity to own a lakefront retreat on the sought-after shores of Lake Oscawana. Tucked into a quiet and scenic section of the lake, this special property offers the perfect blend of modern comfort and nostalgic lake living. The home features an inviting open floor plan, beautiful lake views, and a spacious great room with direct access to the grounds and water. A main-level bedroom and bath provide easy one-floor living, while the generous living spaces are designed for relaxed gatherings. Step outside to enjoy almost half an acre of waterfront, complete with a private dock and boathouse and boat hoist—ideal for swimming, boating, fishing, kayaking, or simply enjoying peaceful days by the water. Located just 55 miles from New York City and short drive to Metro North trains this is an exceptional escape for weekends and summers, while offering all the comforts needed for year-round living. A special opportunity to embrace the timeless pleasures of lake life in a beautiful Hudson Valley setting.

  • Bedrooms
    3
  • Bathrooms
    1 full · 1 half
  • Year Built
    1950
  • Architectural Style
    Ranch, Cottage
  • Construction Materials
    Frame
  • Parking Features
    Driveway
  • Living Area
    2348.0
  • Interior Features
    Built-in Features
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range
  • Flooring
    Other, Wood
  • Exterior Features
    Dock, Fire Pit, Garden, Boat Slip
  • Patio And Porch
    Patio, Deck
  • Cooling
    Central Air
  • Heating
    Baseboard, Propane
  • Basement
    Full, Walk-Out Access

  • Acres
    0.45
  • Lot Features
    Waterfront, Views, Landscaped
  • Water Front Features
    Lake Front, Waterfront, Lake Privileges, Waterfront Access
  • View
    Lake
  • Utilities
    Cable Connected, Electricity Connected, Propane
  • Water
    Private, Well

  • County
    Putnam
  • City
    Putnam Valley
  • Neighborhood
    Lake Oscawana
  • Zip Code
    10579
  • High School
    Putnam Valley High School
  • Middle School
    Putnam Valley Middle School
  • Elementary School
    Putnam Valley Elementary School

Ask a Question

preferred real estate partner

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 44 Cayuga Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 44 Cayuga Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 44 Cayuga Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $835,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Putnam Valley, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 44 Cayuga Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 44 Cayuga Rd at around $6,291. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 44 Cayuga Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Putnam County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 44 Cayuga Rd?

In most cases, yes. Whether 44 Cayuga Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Putnam Valley's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 44 Cayuga Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Putnam Valley and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $835,000 with 2,348 sqft of space—that comes out to approximately $356 per square foot.

How long has this property been on the market?

44 Cayuga Rd was listed on September 13, 2026, which means it's been on the market for 59 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1950, making it approximately 76 years old.

What is the lot size of this property?

44 Cayuga Rd sits on a 0.45-acre lot, which is 19,602 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Putnam Valley Elementary School
  • Middle: Putnam Valley Middle School
  • High: Putnam Valley High School

Want to see how these schools compare? Check out our Putnam County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 44 Cayuga Rd?

The most recent public record shows annual property taxes for 44 Cayuga Rd were approximately $18,466. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 44 Cayuga Rd still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

Popular Home Searches in Putnam Valley, NY


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 11, 2026 at 07:27AM | Source: OneKey MLS | MLS#: 1045821