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27 Spruce St , Poughkeepsie, NY 12601

$299,999

2
beds
2
baths
1,501
sqft
1920
year built

Investment opportunity in the City of Poughkeepsie! This 3-bedroom, 2-bath home offers strong potential for investors, contractors, or buyers looking to add value. The property features a spacious layout, off-street parking, and a convenient location close to downtown Poughkeepsie, Metro-North, hospitals, colleges, shopping, and major commuter routes. The home is being sold as-is and presents an excellent opportunity for a buyer to complete remaining improvements and put their own finishing touches on the property. With additional investment and vision, this home offers strong potential for renovation, rental income, owner-occupancy, or long-term appreciation. Whether you're looking to expand your investment portfolio or take on your next project, 27 Spruce Street offers affordability, upside potential, and a desirable location in one of the Hudson Valley's growing markets.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1920
  • 0.06 Acre Lot
  • 154 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1920
  • Architectural Style
    Colonial
  • Construction Materials
    Frame
  • Parking Features
    On Street
  • Living Area
    1501.0
  • Interior Features
    Ceiling Fan(s)
  • Appliances
    Dryer, Dishwasher, Electric Range
  • Cooling
    None
  • Heating
    Electric
  • Basement
    Partial

  • Acres
    0.06
  • Utilities
    Natural Gas Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 27 Spruce St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 27 Spruce St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 27 Spruce St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $299,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Poughkeepsie, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 27 Spruce St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 27 Spruce St at around $2,399. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 27 Spruce St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Dutchess County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 27 Spruce St?

In most cases, yes. Whether 27 Spruce St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Poughkeepsie's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 27 Spruce St?

We can handle that for you. Our preferred local agent specializes in residentials in Poughkeepsie and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $299,999 with 1,501 sqft of space—that comes out to approximately $200 per square foot.

How long has this property been on the market?

27 Spruce St was listed on June 12, 2026, which means it's been on the market for 154 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1920, making it approximately 106 years old.

What is the lot size of this property?

27 Spruce St sits on a 0.06-acre lot, which is 2,614 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Morse Young Magnet School
  • Middle: Poughkeepsie Middle School
  • High: Poughkeepsie High School

Want to see how these schools compare? Check out our Dutchess County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 27 Spruce St?

The most recent public record shows annual property taxes for 27 Spruce St were approximately $8,304. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 27 Spruce St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 13, 2026 at 08:06AM | Source: OneKey MLS | MLS#: 1012829