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If you've been waiting for an affordable home with character, lake views, and room to grow, this one deserves your attention. Nestled on desirable Lake Drive, one of the area's most beloved streets, this charming home offers far more living space and potential than its footprint suggests. While officially 834 square feet, the home lives much larger thanks to a full 646-square-foot walk-out basement to finish as you desire. Whether you envision a family room, guest space, home office, workshop, or recreation area, the options are endless. One of the home's standout features is the wraparound porch overlooking the lake, a perfect place to start your morning with coffee or unwind at the end of the day. Inside, you're welcomed by a bright enclosed porch filled with natural light. This flexible space currently serves as a sitting area and laundry room but could easily become a home office, reading nook, or sunroom. The updated eat-in kitchen features stainless steel appliances and opens to a spacious living room with beautiful hardwood floors and scenic lake views. A formal dining room currently serves its traditional purpose but was originally the third bedroom and can easily be converted back if desired. The primary bedroom is warm and inviting, while the second bedroom is cheerful and adequate. A well-appointed full bath completes the main level. Step outside to enjoy your private backyard and soak in the tranquil surroundings. Additional highlights include off-street parking for one to two vehicles, abundant storage space, a boiler that's just two years old, new septic and fields installed just eight ago, a new washing machine and new exhaust fan above the stove. The location offers the best of both worlds, peaceful country surroundings with easy access to everyday conveniences. Shopping, restaurants, highways, and public transportation are all just minutes away, while NYC is approximately 52 miles. Residents enjoy fishing, canoeing, or simply taking in the scenery. Move right in, unpack, and start enjoying the summer you've been waiting for.

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    1940
  • Architectural Style
    Cottage
  • Construction Materials
    Frame
  • Parking Features
    On Street, Off Street, Assigned
  • Living Area
    834.0
  • Interior Features
    Ceiling Fan(s), Storage
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Gas Range, Gas Cooktop, Gas Oven, Stainless Steel Appliance(s), Exhaust Fan, ENERGY STAR Qualified Appliances
  • Flooring
    Hardwood, Tile
  • Exterior Features
    Rain Gutters
  • Patio And Porch
    Deck
  • Cooling
    Ceiling Fan(s), None
  • Heating
    Electric
  • Basement
    Full, Walk-Out Access, Unfinished

  • Acres
    0.1428
  • Lot Features
    Views, Private, Back Yard, Front Yard, Near Public Transit
  • Water Front Features
    Lake Privileges, Waterfront Access
  • View
    Lake, Water
  • Utilities
    Cable Available, Electricity Connected, Water Connected, Phone Available
  • Water
    Public, Private, Well

  • County
    Putnam
  • City
    Lake Peekskill
  • Zip Code
    10537
  • High School
    Putnam Valley High School
  • Middle School
    Putnam Valley Middle School
  • Elementary School
    Putnam Valley Elementary School

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Frequently Asked Questions

How do I schedule a tour of 184 Lake Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 184 Lake Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 184 Lake Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $359,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lake Peekskill, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 184 Lake Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 184 Lake Dr at around $2,821. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 184 Lake Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Putnam County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 184 Lake Dr?

In most cases, yes. Whether 184 Lake Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lake Peekskill's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 184 Lake Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Lake Peekskill and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $359,000 with 834 sqft of space—that comes out to approximately $430 per square foot.

How long has this property been on the market?

184 Lake Dr was listed on June 15, 2026, which means it's been on the market for 149 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1940, making it approximately 86 years old.

What is the lot size of this property?

184 Lake Dr sits on a 0.14-acre lot, which is 6,098 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Putnam Valley Elementary School
  • Middle: Putnam Valley Middle School
  • High: Putnam Valley High School

Want to see how these schools compare? Check out our Putnam County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 184 Lake Dr?

The most recent public record shows annual property taxes for 184 Lake Dr were approximately $9,331. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 184 Lake Dr still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 11, 2026 at 07:57AM | Source: OneKey MLS | MLS#: 1003930