109 Ridge Top Rd , Jay, NY 12941

How do I schedule a tour of 109 Ridge Top Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 109 Ridge Top Rd.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 109 Ridge Top Rd?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $105,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Jay, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 109 Ridge Top Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 109 Ridge Top Rd at around $670. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 109 Ridge Top Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Essex County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 109 Ridge Top Rd?

In most cases, yes. Whether 109 Ridge Top Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Jay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 109 Ridge Top Rd?

We can handle that for you. Our preferred local agent specializes in lands in Jay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

109 Ridge Top Rd was listed on March 02, 2026, which means it's been on the market for 255 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

109 Ridge Top Rd sits on a 1.2-acre lot, which is 52,272 square feet.

What are the property taxes for 109 Ridge Top Rd?

The most recent public record shows annual property taxes for 109 Ridge Top Rd were approximately $875. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $75 paid annually.

This covers access to community features including: Storage, Workshop Area.

Is 109 Ridge Top Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.