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Escape to lakefront living with this charming 4-bedroom, 1-bath cottage on beautiful Panther Lake. Whether you're looking for a seasonal retreat or the perfect place to create lifelong memories, this waterfront gem offers breathtaking views and a relaxed lakeside lifestyle.Inside, you'll find a spacious eat-in kitchen, a cozy propane fireplace, and a beautiful morning room with panoramic views of the lake—the perfect spot to enjoy your morning coffee or unwind after a day on the water. The home offers two bedrooms on the main level and two upstairs, providing plenty of space for family and guests. Comfort is ensured with electric baseboard heat along with a mini-split system for efficient heating and air conditioning.Step outside to an expansive lakefront deck, ideal for entertaining or simply soaking in the spectacular sunsets. Just steps away, you'll find your own tiki bar, creating the perfect setting for summer gatherings and relaxing evenings by the water.The sale includes most furnishings and the dock, making it easy to start enjoying lake life immediately. (Some personal items are excluded from the sale.)Don't miss this opportunity to own your own piece of paradise on Panther Lake. Schedule your private showing today, and start making memories that will last a lifetime Roof 18-20 years Siding 15 years Windows downstairs 15 years Upgraded electrical panel 10 years Tiki hut in deck 5 years Hot water tank 5 years Front and back lawn 10 years Updated septic tank 8-10 years

  • Bedrooms
    4
  • Bathrooms
    1
  • Year Built
    1961
  • Stories
    1.0
  • Architectural Style
    Cottage
  • Construction Materials
    Vinyl Siding
  • Foundation
    Pillar/Post/Pier
  • Parking Features
    No Garage
  • Living Area
    1156.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Electric Oven, Electric Cooktop
  • Flooring
    Hardwood, Vinyl, Carpet, Varies
  • Furnished
    Furnished
  • Exterior Features
    Dock
  • Patio And Porch
    Deck, Porch
  • Cooling
    Ductless, Ceiling Fan(s)
  • Heating
    Ductless, Baseboard, Propane
  • Basement
    None

  • Acres
    0.2
  • Lot Features
    Waterfront, Rectangular Lot
  • Water Front Features
    Lake, Beach Access
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Cable Available, Electricity Connected

  • Area
    Constantia-352689
  • County
    Oswego
  • City
    Constantia
  • Zip Code
    13028

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Frequently Asked Questions

How do I schedule a tour of 52 Bumpy Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 52 Bumpy Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 52 Bumpy Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 1 bath, listed for $399,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Constantia, and can even get you in to see the property quickly.

How do I get a virtual tour of 52 Bumpy Rd?

Yes! A virtual tour is available for 52 Bumpy Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 52 Bumpy Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 52 Bumpy Rd at around $2,561. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 52 Bumpy Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Oswego County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 52 Bumpy Rd?

In most cases, yes. Whether 52 Bumpy Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Constantia's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 52 Bumpy Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Constantia and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $399,000 with 1,156 sqft of space—that comes out to approximately $345 per square foot.

How long has this property been on the market?

52 Bumpy Rd was listed on July 13, 2026, which means it's been on the market for 116 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1961, making it approximately 65 years old.

What is the lot size of this property?

52 Bumpy Rd sits on a 0.2-acre lot, which is 8,712 square feet.

What are the property taxes for 52 Bumpy Rd?

The most recent public record shows annual property taxes for 52 Bumpy Rd were approximately $4,765. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 52 Bumpy Rd still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Central New York Information Services. All rights reserved.

Last Updated: November 06, 2026 at 07:07PM | Source: Central New York Information Services | MLS#: S1697974