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**DOUBLE LOT, LAKE ACCESS AND ROOM TO GROW** This charming 2-bedroom, 1-bath cottage offers the opportunity to enjoy the Oneida Lake lifestyle while providing exciting potential for future expansion. Situated on a double lot just under one-third of an acre, the property is filled with warmth, character, and flexibility. Enjoy the benefits of Oneida Lake without the expense of lakefront taxes. For just **$75 per year**, you can join the **Lake Oneida Beach Property Owners Association (LOBPOA)**, which offers members access to Oneida Lake, a private boat launch, winter snowmobile access, and the opportunity to lease a dock (additional fee and availability apply). The spacious property features a blacktop front driveway, a circular rear driveway, and an oversized detached two-car garage, providing ample parking, storage, and workspace. Privately tucked between the home and garage, the screened porch with soaring ceilings creates the perfect setting for entertaining, family gatherings, game nights, or relaxing summer evenings. An adjoining patio extends the outdoor living space, making it easy to enjoy the peaceful surroundings. The detached two-car garage includes a workbench, abundant storage, and a convenient bathroom. Both the home and garage feature full walk-up attics, offering excellent potential for future living space, a home office, hobby room, recreation room, or guest accommodations. These areas are not included in the home's reported square footage. Conveniently located just a short drive from Sylvan Beach, Turning Stone Resort Casino, and the New York State Thruway, this property offers the perfect balance of peaceful lake-area living with easy access to recreation, entertainment, shopping, dining, and everyday conveniences.

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1989
  • Stories
    1.0
  • Architectural Style
    Cottage
  • Construction Materials
    Frame
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Detached, Storage, Workshop in Garage, Circular Driveway
  • Living Area
    768.0
  • Interior Features
    Ceiling Fan(s), Breakfast Bar
  • Appliances
    Electric Range, Refrigerator, Gas Water Heater, Electric Oven
  • Flooring
    Hardwood, Vinyl, Varies
  • Patio And Porch
    Patio, Porch, Screened
  • Cooling
    Ceiling Fan(s)
  • Heating
    Baseboard, Electric
  • Basement
    Crawl Space

  • Acres
    0.32
  • Lot Features
    Rectangular Lot
  • Water Front Features
    Lake
  • Utilities
    Sewer Connected, Water Connected
  • Water
    Public

  • Area
    Sullivan-254889
  • County
    Madison
  • City
    Chittenango
  • Zip Code
    13037

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Frequently Asked Questions

How do I schedule a tour of 123 Larkin Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 123 Larkin Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 123 Larkin Ave?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $189,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Chittenango, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 123 Larkin Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 123 Larkin Ave at around $1,367. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 123 Larkin Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 123 Larkin Ave?

In most cases, yes. Whether 123 Larkin Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chittenango's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 123 Larkin Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Chittenango and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $189,900 with 768 sqft of space—that comes out to approximately $247 per square foot.

How long has this property been on the market?

123 Larkin Ave was listed on June 25, 2026, which means it's been on the market for 139 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1989, making it approximately 37 years old.

What is the lot size of this property?

123 Larkin Ave sits on a 0.32-acre lot, which is 13,939 square feet.

What are the property taxes for 123 Larkin Ave?

The most recent public record shows annual property taxes for 123 Larkin Ave were approximately $3,436. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 123 Larkin Ave still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Central New York Information Services. All rights reserved.

Last Updated: November 11, 2026 at 06:21AM | Source: Central New York Information Services | MLS#: S1692398