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Welcome to this exceptional mixed-use property located in the heart of Putnam County, offering a rare opportunity for entrepreneurs and investors alike. Located near interstate 84 & the Taconic Parkway, close to buses and near additional shopping, this versatile property features a prime retail space on the ground floor, perfect for a vet or pet grooming, a boutique shop, cafe, or office, with high visibility and automobile traffic. The residential units, are ideal for an owner-occupier or rental income. The property also includes a tandem heated garage, providing additional rental income potential or convenient parking for tenants. With its flexible zoning and strategic location, this property is a sound investment for those seeking a blend of commercial and residential opportunities. Don't miss out on this rare find in Putnam County close to parks and recreation as well as offering lake rights to swim, boat, and fish. Schedule your appointment today! Additional Information: HeatingFuel:Oil Above Ground,

Highlights

  • Commercial Sale
  • Mixed Use
  • Built in 1950
  • 0.0781 Acre Lot
  • 222 days on Market

  • Year Built
    1950
  • Construction Materials
    Frame, Block
  • Parking Features
    Garage, Off Street, Common
  • Appliances
    Dryer, Refrigerator, Washer, Tankless Water Heater
  • Flooring
    Tile, Carpet
  • Security Features
    Security System
  • Cooling
    Wall/Window Unit(s)
  • Heating
    Baseboard, Oil

  • Acres
    0.0781
  • Lot Features
    Sloped, Level
  • View
    Neighborhood
  • Utilities
    Cable Available, Electricity Connected, Sewer Connected
  • Water
    Private, Well


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Frequently Asked Questions

How do I schedule a tour of 498 Route 52?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 498 Route 52.

They know commercial sales in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 498 Route 52?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $410,000. We can talk through recent upgrades, potential seller motivation, how this mixed use compares to others in Carmel, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 498 Route 52?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 498 Route 52 at around $3,429. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 498 Route 52?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Putnam County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 498 Route 52?

In most cases, yes. Whether 498 Route 52 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Carmel's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 498 Route 52?

We can handle that for you. Our preferred local agent specializes in commercial sales in Carmel and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $410,000 with 2,111 sqft of space—that comes out to approximately $194 per square foot.

How long has this property been on the market?

498 Route 52 was listed on April 02, 2026, which means it's been on the market for 222 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1950, making it approximately 76 years old.

What is the lot size of this property?

498 Route 52 sits on a 0.08-acre lot, which is 3,485 square feet.

What are the property taxes for 498 Route 52?

The most recent public record shows annual property taxes for 498 Route 52 were approximately $13,152. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 498 Route 52 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 10, 2026 at 04:43PM | Source: OneKey MLS | MLS#: 979744