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Charming Lake Carmel Cottage with Lake Rights! Welcome to this beautifully maintained and thoughtfully updated Lake Carmel cottage, offering the perfect blend of charm, comfort, and convenience. This inviting home features two bedrooms on the main level and a spacious primary suite on the second floor complete with a private bath. Despite its cottage charm, the home offers an efficient layout with comfortable living spaces and plenty of room to enjoy. Ideally located with lake rights to Lake Carmel, this property provides easy access to outdoor recreation while remaining close to everyday conveniences. Enjoy proximity to shopping, dining, parks, Metro-North, major commuter routes, and I-84, making travel and commuting a breeze. Whether you’re looking for a year-round residence or a weekend escape, this charming cottage offers an exceptional opportunity to enjoy the Lake Carmel lifestyle.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1954
  • 0.23 Acre Lot
  • 2 Car Garage
  • 86 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1954
  • Architectural Style
    Cottage
  • Construction Materials
    Vinyl Siding, Aluminum Siding
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Private, Oversized, Garage
  • Living Area
    1676.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Storage, In-Law Floorplan, Open Floorplan
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Oven
  • Flooring
    Other
  • Patio And Porch
    Deck
  • Cooling
    Wall/Window Unit(s)
  • Heating
    Oil
  • Basement
    Full, Walk-Out Access, Storage Space

  • Acres
    0.23
  • Lot Features
    Secluded, Private, Front Yard, Near Public Transit
  • View
    Neighborhood
  • Utilities
    None
  • Water
    Private, Well

  • County
    Putnam
  • City
    Carmel
  • Zip Code
    10512
  • High School
    Carmel High School
  • Middle School
    George Fischer Middle School
  • Elementary School
    Matthew Paterson Elementary School

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Frequently Asked Questions

How do I schedule a tour of 25 E Croton Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 25 E Croton Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 25 E Croton Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $524,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Carmel, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 25 E Croton Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 25 E Croton Dr at around $3,896. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 25 E Croton Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Putnam County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 25 E Croton Dr?

In most cases, yes. Whether 25 E Croton Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Carmel's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 25 E Croton Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Carmel and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $524,999 with 1,676 sqft of space—that comes out to approximately $313 per square foot.

How long has this property been on the market?

25 E Croton Dr was listed on August 20, 2026, which means it's been on the market for 86 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1954, making it approximately 72 years old.

What is the lot size of this property?

25 E Croton Dr sits on a 0.23-acre lot, which is 10,019 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Matthew Paterson Elementary School
  • Middle: George Fischer Middle School
  • High: Carmel High School

Want to see how these schools compare? Check out our Putnam County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 25 E Croton Dr?

The most recent public record shows annual property taxes for 25 E Croton Dr were approximately $10,900. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 25 E Croton Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, OneKey MLS. All rights reserved.

Last Updated: November 14, 2026 at 05:23AM | Source: OneKey MLS | MLS#: 1041299