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Beautifully maintained 2019 Karsten modular home situated on 23 breathtaking acres in Northern New Mexico! This spacious 2,775 sq ft home offers 4 bedrooms with walk-in closets and 1¾ baths, all within a gated subdivision with no HOA or restrictive covenants. Step inside to an inviting open-concept floor plan featuring LVT flooring throughout, recessed lighting, and surround sound in both the living room and game room. The kitchen is designed for entertaining with custom granite countertops, a large island, breakfast bar, custom 36-inch propane stove, abundant cabinet space, and a generously sized pantry. Enjoy year-round comfort with refrigerated air, a propane furnace, and a pellet stove perfect for cool mountain evenings. Double French doors lead to the back porch and outdoor entertaining area complete with an outdoor kitchen and wood-burning cook stove—ideal for gatherings while taking in the stunning views and spectacular sunsets. The exterior has been thoughtfully upgraded with synthetic stucco completed in 2024 and added foam insulation for increased energy efficiency. The home also features a durable 26-gauge pro-panel galvalume roof, Kohler 14 KW backup generator, leased 500-gallon propane tank, and private well with a Culligan filtration system in plae. Additional improvements include a 24x45 three-sided lean-to carport, a 30x40 metal shop with 14-foot roll-up door and 50-amp RV hookup, plus a 12x32 storage shed/workshop. Wildlife lovers will appreciate frequent sightings of elk and mule deer, while the dark night skies provide incredible stargazing with virtually no light pollution. Experience peaceful country living with modern amenities, unmatched privacy, and some of the most beautiful scenery Northern New Mexico has to offer. Just 5.5 miles west of Chama.

Highlights

  • Residential
  • Manufactured Home
  • Built in 2019
  • 23.0 Acre Lot
  • 47 days on Market

  • Bedrooms
    4
  • Bathrooms
    1
  • Year Built
    2019
  • Architectural Style
    Northern New Mexico, Modular Prefab
  • Construction Materials
    Frame, Stucco
  • Parking Features
    Garage, Detached, RV Access/Parking, Carport, Direct Access, RV Garage
  • Living Area
    2775.0
  • Flooring
    Other, See Remarks
  • Security Features
    Closed Circuit Camera(s)
  • Cooling
    Central Air
  • Heating
    Forced Air, Propane
  • Basement
    Crawl Space

  • Acres
    23.0
  • Utilities
    Electricity Available
  • Water
    Private, Well

  • County
    Rio Arriba
  • City
    Chama
  • Zip Code
    87520
  • High School
    Escalante High School
  • Middle School
    Chama
  • Elementary School
    Chama

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Frequently Asked Questions

How do I schedule a tour of 89 Encino Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 89 Encino Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 89 Encino Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 1 bath, listed for $724,900. We can talk through recent upgrades, potential seller motivation, how this manufactured home compares to others in Chama, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 89 Encino Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 89 Encino Dr at around $4,407. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 89 Encino Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Rio Arriba County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 89 Encino Dr?

In most cases, yes. Whether 89 Encino Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chama's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 89 Encino Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Chama and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $724,900 with 2,775 sqft of space—that comes out to approximately $261 per square foot.

How long has this property been on the market?

89 Encino Dr was listed on September 28, 2026, which means it's been on the market for 47 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2019, making it approximately 7 years old.

What is the lot size of this property?

89 Encino Dr sits on a 23.0-acre lot, which is 1,001,880 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Chama
  • Middle: Chama
  • High: Escalante High School

Want to see how these schools compare? Check out our Rio Arriba County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 89 Encino Dr?

The most recent public record shows annual property taxes for 89 Encino Dr were approximately $3,378. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 89 Encino Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Last Updated: November 14, 2026 at 01:01AM | Source: Santa Fe Association of REALTORS | MLS#: 202604211