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Welcome to 434 4th Street, Atco, NJ 08004 — an extraordinary custom residence where timeless elegance meets modern luxury, privately nestled against breathtaking unobstructed wooded views. This impeccably designed 3-bedroom, 2.5-bath home showcases exceptional craftsmanship, sophisticated finishes, and a warm, inviting atmosphere throughout. From the moment you arrive, the home captivates with its stunning natural light, oversized bay windows, and picturesque views that create a serene setting in every season. The grand living room serves as the centerpiece of the home, featuring rich hardwood flooring, a magnificent floor-to-ceiling stone fireplace, and seamless access to an expansive stone patio — creating the perfect indoor-outdoor experience for entertaining or relaxing in complete privacy. Designed with both luxury and functionality in mind, the gourmet kitchen features premium stainless steel appliances, elegant granite countertops, custom cabinetry, and a spacious dining area surrounded by panoramic wooded views. The sophisticated floor plan effortlessly flows into the formal dining room, highlighted by a stunning full wood picturesque accent wall that adds warmth, character, and elevated design to the space — creating the perfect atmosphere for intimate dinners and elegant entertaining. The heated 2-car garage provides direct access to a thoughtfully designed mudroom complete with custom storage, closet space, and a stylish powder room for everyday convenience. The fully finished lower level is an entertainer’s dream, featuring a custom granite-top bar, oversized flat-screen entertainment area, and an expansive lounge space perfectly suited for hosting guests, game nights, or private events. On the second level, you’ll find two generously sized bedrooms, each featuring spacious walk-in closets, along with a beautifully appointed full bathroom and a conveniently located laundry room with additional storage. Privately situated on its own level, the luxurious primary suite offers the ultimate private retreat. Upon entering the suite, you are welcomed by a tranquil Zen-inspired sand garden, creating a peaceful spa-like atmosphere designed for relaxation and serenity. This remarkable sanctuary also features a cozy fireplace, dedicated office or sitting area, two oversized closets, and a spa-inspired ensuite bath complete with radiant heated floors, a custom makeup vanity, and an expansive walk-in shower designed for total relaxation. Every detail of this exceptional residence has been carefully curated to deliver comfort, sophistication, and timeless appeal. For added peace of mind and uninterrupted comfort, the home is also equipped with a whole-house generator, ensuring reliable power year-round. Surrounded by peaceful natural scenery while offering refined modern living, 434 4th Street is a rare opportunity to own a truly one-of-a-kind luxury home in Atco. Please call the agent to ask about the seller's concessions.

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1981
  • Architectural Style
    Mid-Century Modern
  • Construction Materials
    Vinyl Siding, Stone
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Asphalt, Garage, Circular Driveway
  • Living Area
    2730.0
  • Interior Features
    Pantry, Bar, Kitchen Island, Recessed Lighting, Soaking Tub
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Gas Range, Cooktop, Gas Oven, Gas Water Heater
  • Furnished
    Partially
  • Exterior Features
    Lighting, Rain Gutters
  • Patio And Porch
    Patio
  • Pool Features
    None
  • Security Features
    Smoke Detector(s), Security Lights, 24 Hour Security
  • Cooling
    Central Air, Electric, Attic Fan
  • Heating
    Forced Air, Natural Gas
  • Basement
    Finished, Sump Pump, Exterior Entry

  • Acres
    2.25
  • Lot Features
    Private, Few Trees, Back Yard
  • View
    Trees/Woods
  • Water
    Well


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Frequently Asked Questions

How do I schedule a tour of 434 4th St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 434 4th St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 434 4th St?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $659,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Atco, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 434 4th St?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 434 4th St at around $4,472. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 434 4th St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Camden County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 434 4th St?

In most cases, yes. Whether 434 4th St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Atco's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 434 4th St?

We can handle that for you. Our preferred local agent specializes in residentials in Atco and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $659,900 with 2,730 sqft of space—that comes out to approximately $242 per square foot.

How long has this property been on the market?

434 4th St was listed on October 09, 2026, which means it's been on the market for 28 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1981, making it approximately 45 years old.

What is the lot size of this property?

434 4th St sits on a 2.25-acre lot, which is 98,010 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: WATERFORD E.S.
  • Middle: HAMMONTON M.S.
  • High: HAMMONTON H.S.

Want to see how these schools compare? Check out our Camden County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 434 4th St?

The most recent public record shows annual property taxes for 434 4th St were approximately $10,729. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 434 4th St still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 06, 2026 at 12:07AM | Source: Bright | MLS#: NJCD2128564