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ASSUMABLE 4.75 PERCENT MORTGAGE OPPORTUNITY for qualifying buyers AND solar panels are paid off! Easy as 1-2-3! Welcome to 321 Tributary Circle, where newer construction, energy efficiency, smart-home features, and an inviting open-concept layout come together in the Riverside community. The essentials are all here: 3 bedrooms, 2 full baths, a 2-car garage, great closet storage, and convenient one-level living. But it's the thoughtful upgrades that truly set this home apart. Solar panels and UV window film contribute to exceptionally low electric bills, while whole home water filtration and a 7 stage reverse osmosis faucet provide added peace of mind and convenience. The natural gas Rinnai water heater and gas range add efficiency and performance where it matters most. Smart-home features include a Eufy security camera, Deako smart lighting switches, MyQ wireless garage door control, and a Honeywell smart thermostat to name a few. Outside, the covered back porch offers an easy spot to unwind, while the flagstone pavers and firepit create the perfect setting for gathering with friends and enjoying crisp fall evenings. And then there's the location. Riverside offers the feel of a comfortable suburban neighborhood, complete with sidewalks, street lighting, and landscaped common areas, while keeping you just a short drive from Downtown Wilmington's restaurants, Riverwalk, and entertainment. Whether you're commuting, heading to the beach, or enjoying a night downtown, 321 Tributary Circle puts it all within easy reach.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.21 Acre Lot
  • $1,210/yr HOA
  • 2 Car Garage
  • 94 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2022
  • Stories
    1.0
  • Construction Materials
    Frame, Vinyl Siding
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Paved, Garage
  • Living Area
    1495.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Master Downstairs
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Gas Water Heater
  • Flooring
    Carpet
  • Furnished
    Negotiable
  • Patio And Porch
    Covered, Porch
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Electric, Active Solar

  • Acres
    0.21
  • View
    None
  • Utilities
    Natural Gas Available, Sewer Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 321 Tributary Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 321 Tributary Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 321 Tributary Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $369,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Wilmington, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 321 Tributary Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 321 Tributary Cir at around $2,208. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 321 Tributary Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in New Hanover County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 321 Tributary Cir?

In most cases, yes. Whether 321 Tributary Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Wilmington's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 321 Tributary Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Wilmington and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $369,000 with 1,495 sqft of space—that comes out to approximately $247 per square foot.

How long has this property been on the market?

321 Tributary Cir was listed on August 13, 2026, which means it's been on the market for 94 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

321 Tributary Cir sits on a 0.21-acre lot, which is 9,148 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Wrightsboro
  • Middle: Holly Shelter
  • High: New Hanover

Want to see how these schools compare? Check out our New Hanover County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 321 Tributary Cir?

The most recent public record shows annual property taxes for 321 Tributary Cir were approximately $1,296. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,210 paid annually.

This covers access to community features including: Management.

Is 321 Tributary Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 15, 2026 at 07:31AM | Source: Hive MLS | MLS#: 100596089