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This exceptional mountain property offers a truly unique combination of natural beauty, custom craftsmanship, usable acreage, and thoughtfully designed outdoor living spaces. The grounds feature an impressive 10,000-gallon custom swimming pool accented by two dramatic boulder waterfalls. Adding to the appeal are two custom 2,000-gallon koi ponds, connected by a natural rock waterfall and stocked with 18 healthy koi fish. The custom rock fireplace, along with the extensive stonework throughout the outdoor features, incorporates rocks and boulders harvested right from the land, creating a cohesive, natural setting that blends beautifully with the surrounding landscape. The interior offers a warm blend of mountain character and thoughtful finishes, with natural wood accents, beautiful hardwood flooring, and expansive windows that bring the surrounding aquatic scenery indoors. The kitchen and dining area feature custom cabinetry, generous counter space, and an inviting open layout that flows seamlessly into the living spaces. Large windows and glass doors provide abundant natural light while offering easy access to the outdoor decks, making it ideal for everyday living and entertaining. The home also features 2 beautifully finished bedroom and bathroom, with calming natural tones, custom wood detailing, and quality finishes throughout. The spacious primary bedroom offers a relaxing retreat with warm natural tones and large windows overlooking the surrounding landscape and custom water features. Thoughtfully finished with modern flooring and a comfortable, inviting feel, this space provides a peaceful place to unwind and enjoy the home's beautiful setting. The primary bathroom is well equipped with walk-in tiled shower, double vanity, washer and dryer, and attractive fixtures that add a touch of modern comfort. Upstairs, the impressive wood-lined loft area showcases vaulted ceilings, exposed natural character, and a large picture window framing the mountain scenery. An additional sun-filled office or flex space features expansive windows overlooking the property, creating the perfect spot for working remotely, reading, or simply enjoying the peaceful surroundings. The property also offers approximately 10.8 +/- unrestricted acres bordering consistently flowing Gumlog creek, adding another special element to this beautiful mountain setting. The sound of flowing water, wooded surroundings, and natural landscape provide a peaceful backdrop while offering added possibilities for enjoying and exploring your own property. Approximately 3 acres of maintained, level, fully fenced pasture offer plenty of room for livestock, gardening, or simply enjoying the open space. The pasture includes a barn and two natural ponds surrounded by mature willow trees. Spruce trees line the creek along the pasture, providing added privacy from neighboring properties. A private gravel road leads from the home down to the pasture, providing convenient access by vehicle, golf cart, or mower. For those who enjoy exploring the outdoors, established trails wind from the house to the top of the ridge and continue down toward the storage shed, offering even more opportunities to enjoy the acreage. From the custom waterfalls and koi ponds to the fenced pasture, natural water features, large creek, established trails, and additional room to expand, this property offers an exceptional blend of privacy, functionality, and outdoor enjoyment. Whether you're looking for a private mountain retreat, a place to enjoy country living, or a property with room for animals, recreation, and future improvements, this one offers a setting and features that are hard to duplicate. Come see all the possibilities this inviting property has to offer! Conveniently located to Blairsville and Hiwassee, GA., Whitewater rafting, vineyards, Harrah's VR Casino, and Murphy NC! Come check out your next beautiful mountain home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2003
  • 10.81 Acre Lot
  • Waterfront
  • 4 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    2003
  • Stories
    1.0
  • Construction Materials
    Wood Siding, Frame
  • Foundation
    Slab
  • Parking Features
    Gravel, Detached
  • Living Area
    1232.0
  • Interior Features
    Ceiling Fan(s), Vaulted Ceiling(s), Pantry, High Ceilings
  • Appliances
    Dryer, Refrigerator, Washer, Range, Gas Water Heater
  • Flooring
    Laminate, Ceramic Tile, Wood
  • Exterior Features
    Other, Garden
  • Patio And Porch
    Covered, Porch, Rear Porch
  • Pool Features
    In Ground, Private, See Remarks
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Forced Air, Electric, Propane
  • Basement
    Finished, Full

  • Acres
    10.81
  • Lot Features
    Wooded, Rolling Slope, Sloped, Level, Cleared, Pasture, Gentle Sloping, Farm
  • Water Front Features
    Creek, Pond
  • Water Front
    Yes
  • View
    Pond
  • Utilities
    Underground Utilities
  • Water
    Well

  • County
    Clay
  • City
    Warne
  • Neighborhood
    None
  • Zip Code
    28909
  • High School
    Hayesville
  • Middle School
    Hayesville
  • Elementary School
    Hayesville

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Frequently Asked Questions

How do I schedule a tour of 286 Pine Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 286 Pine Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 286 Pine Trl?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $549,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Warne, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 286 Pine Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 286 Pine Trl at around $3,231. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 286 Pine Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Clay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 286 Pine Trl?

In most cases, yes. Whether 286 Pine Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Warne's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 286 Pine Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Warne and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $549,900 with 1,232 sqft of space—that comes out to approximately $446 per square foot.

How long has this property been on the market?

286 Pine Trl was listed on November 10, 2026, which means it's been on the market for 4 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

286 Pine Trl sits on a 10.81-acre lot, which is 470,884 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Hayesville
  • Middle: Hayesville
  • High: Hayesville

Want to see how these schools compare? Check out our Clay County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 286 Pine Trl?

The most recent public record shows annual property taxes for 286 Pine Trl were approximately $1,222. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 286 Pine Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 14, 2026 at 12:02AM | Source: Hive MLS | MLS#: 100616394