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Discover the perfect blend of rustic charm and refined mountain living in this beautiful cedar-sided home, situated on 4.30 pristine acres in the scenic North Carolina foothills. Located within a gated community with low annual HOA fees, the property offers a peaceful setting surrounded by natural beauty. This inviting three-bedroom, three-bath residence features an open-concept design with soaring ceilings, a warm and welcoming gas fireplace, and an effortless flow between the living, dining, and kitchen areas. Thoughtfully designed for both everyday comfort and entertaining, the home offers an abundance of outdoor living spaces, including a covered front porch, a screened rear porch, an expansive open deck with replaced treated boards, and currently being freshly stained. Beautifully upgraded wood flooring enhances the primary suite and upper-level loft, while the finished walkout basement provides additional living or entertaining space with radiant floor heating, a convenient kitchenette, and direct access to the spacious backyard. The picturesque grounds offer endless opportunities to enjoy the outdoors, featuring a fire pit, play area, gently flowing stream, and ample space for gardening, recreation, or simply taking in the natural surroundings. An installed underground pet fence adds another thoughtful feature to this versatile outdoor setting. Designed with comfort, efficiency, and versatility in mind, the home is equipped with an outdoor solar water heater, wood boiler, new (2026) electric heat pump, refrigerator, and dishwasher. A buried propane tank supplies the gas stove and fireplace, while the well water system has been tested and includes an installed water softener. The property's outbuildings add exceptional functionality, with multiple storage sheds and an expanded barn featuring a wood stove, offering wonderful possibilities for a woodworking studio, workshop, creative retreat, or hobby space. Surrounded by natural beauty and offering a peaceful, secluded setting, this exceptional property feels worlds away while remaining near local wineries, dining, and shopping. Asheville, Hickory, and Lake James are about an hour away, while Grandfather Mountain and the renowned High Country ski resorts are within 90 minutes. Whether envisioned as a full-time residence or a relaxing foothills getaway, this distinctive property offers a wonderful opportunity to embrace the beauty, tranquility, and versatility of North Carolina living. NOTE: Tax records differ from the appraisal measurements by 1,077 sq. ft. The tax measurements do not seem to include the main level, and the second level is off by 241 sq. ft. The sellers purchased the home in its current configuration and have made no additions or changes to the home's footprint or square footage since their purchase. No permits are on file with the county, except for the new HVAC.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2013
  • $475/yr HOA
  • 2 days on Market

  • Bedrooms
    4
  • Bathrooms
    4
  • Year Built
    2013
  • Architectural Style
    Farmhouse, Cottage
  • Construction Materials
    Block
  • Parking Features
    Driveway
  • Living Area
    2337.0
  • Appliances
    Dishwasher, Microwave, Refrigerator, Gas Range, Water Softener, Washer/Dryer
  • Flooring
    Vinyl, Wood
  • Patio And Porch
    Deck, Porch, Screened, Front Porch, Side Porch, Rear Porch
  • Cooling
    Heat Pump
  • Heating
    Heat Pump, Propane
  • Basement
    Finished, Walk-Out Access

  • Water
    Well

  • County
    Rutherford
  • City
    Union Mills
  • Neighborhood
    Hearthstone Ridge
  • Zip Code
    28167
  • High School
    East Rutherford
  • Middle School
    East Rutherford
  • Elementary School
    Rutherford

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Frequently Asked Questions

How do I schedule a tour of 704 Moonlight Pass #173?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 704 Moonlight Pass #173.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 704 Moonlight Pass #173?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $655,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Union Mills, and can even get you in to see the property quickly.

How do I get a virtual tour of 704 Moonlight Pass #173?

Yes! A virtual tour is available for 704 Moonlight Pass #173. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 704 Moonlight Pass #173?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 704 Moonlight Pass #173 at around $3,727. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 704 Moonlight Pass #173?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Rutherford County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 704 Moonlight Pass #173?

In most cases, yes. Whether 704 Moonlight Pass #173 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Union Mills's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 704 Moonlight Pass #173?

We can handle that for you. Our preferred local agent specializes in residentials in Union Mills and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $655,000 with 2,337 sqft of space—that comes out to approximately $280 per square foot.

How long has this property been on the market?

704 Moonlight Pass #173 was listed on November 10, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2013, making it approximately 13 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Rutherford
  • Middle: East Rutherford
  • High: East Rutherford

Want to see how these schools compare? Check out our Rutherford County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $475 paid annually.

Is 704 Moonlight Pass #173 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 12, 2026 at 04:32PM | Source: Canopy MLS | MLS#: 4431310