$459,900
345 Lower Switchback Rd , Union Mills, NC 28167
- 3
- beds
- 2
- baths
- 1,971
- sqft
- 2002
- year built
- Status:
- Active
- MLS #:
- 4356229
- Neighborhood:
- Pinnacle Ridge
- County:
- Rutherford
- Listed By:
- Sandy Campbell - 4 Seasons Homes and Land, Inc
- Agent Phone:
- (828) 448-5566
- Agent Email:
- sandycampbell.broker@gmail.com
Escape to the mountains with this spacious cabin offering nearly 2,000 square feet of comfortable living space plus a full basement on 5.72 private acres. Though it's just a short distance from the community entrance you will enjoy long-range mountain views stretching as far as Crowders Mountain while relaxing on the expansive wraparound deck that surrounds the main level—perfect for entertaining or simply taking in the peaceful setting. Inside, the home features a spacious kitchen with a breakfast bar that opens to the main living area, creating a welcoming space for gathering with family and friends. Storage is abundant throughout the home, providing plenty of room for organization and hobbies. The partially finished basement adds incredible versatility, serving as a garage while also offering heated and cooled space that includes a dedicated office or craft room and an exceptional wood shop complete with a dust collection system—ideal for woodworking enthusiasts or anyone needing a serious workshop area. The cabin exterior was freshly stained in August 2025, and wood bee treatment is in place through December, offering added protection and peace of mind. With privacy, usable acreage, and stunning mountain views, this unique property combines mountain charm with practical space for work, hobbies, and everyday living.
Highlights
- Residential
- Single Family Residence
- Built in 2002
- $475/yr HOA
- 239 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2002
-
- Architectural Style
- Cabin
-
- Parking Features
- Driveway
-
- Living Area
- 1971.0
-
- Interior Features
- Walk-In Closet(s), Pantry, Storage, Breakfast Bar, Open Floorplan, Entrance Foyer
-
- Appliances
- Dishwasher, Electric Range, Refrigerator, Water Softener
-
- Patio And Porch
- Covered, Deck, Wrap Around, Front Porch
-
- Cooling
- Electric, Heat Pump
-
- Heating
- Electric, Heat Pump
-
- Basement
- Full, Unfinished, Daylight, Interior Entry, Storage Space, Exterior Entry
-
- Lot Features
- Wooded, Rolling Slope, Views, Private
-
- View
- Mountain(s)
-
- Water
- Well
-
- County
- Rutherford
-
- City
- Union Mills
-
- Neighborhood
- Pinnacle Ridge
-
- Zip Code
- 28167
-
- High School
- R-S Central
-
- Middle School
- RS
-
- Elementary School
- Pinnacle
-
Nearby Schools
-
53out of 100
-
52out of 100
-
64out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Company NMLS #: 3446
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Price History
| 10/30/2026 | Price Changed | $459,900 |
| Source: Canopy MLS #4356229 | ||
| 03/11/2026 | Listed | $524,000 |
| Source: Canopy MLS #4356229 | ||
Source: MLS Data
Deed History
| 01/20/2015 | Warranty Deed | $175,000 |
| 05/29/2013 | Special Warranty Deed | $150,000 |
| 10/01/2012 | Warranty Deed | $160,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 08/09/2016 | VA | $177,887 |
| 08/28/2015 | VA | $177,500 |
| 01/20/2015 | VA | $175,000 |
| 05/29/2013 | ARM (Adjustable Rate Mortgage as of August, 2009) | $148,500 |
| 12/27/2007 | Conventional | $156,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Union Mills
There are currently 70 properties available in Union Mills, with 5 under contract to close soon. Properties in the city have an average sale price of $544,776 and typically spend 113 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 13 zip codes in Rutherford County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 345 Lower Switchback Rd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 345 Lower Switchback Rd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 345 Lower Switchback Rd?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $459,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Union Mills, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 345 Lower Switchback Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 345 Lower Switchback Rd at around $2,494. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 345 Lower Switchback Rd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Rutherford County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 345 Lower Switchback Rd?
In most cases, yes. Whether 345 Lower Switchback Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Union Mills's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 345 Lower Switchback Rd?
We can handle that for you. Our preferred local agent specializes in residentials in Union Mills and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $459,900 with 1,971 sqft of space—that comes out to approximately $233 per square foot.
How long has this property been on the market?
345 Lower Switchback Rd was listed on March 11, 2026, which means it's been on the market for 239 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2002, making it approximately 24 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Pinnacle
- Middle: RS
- High: R-S Central
Want to see how these schools compare? Check out our Rutherford County School Guide to see ratings, reviews, and more for the schools in the area.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $475 paid annually.
Is 345 Lower Switchback Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.
Last Updated: November 05, 2026 at 05:41PM | Source: Canopy MLS | MLS#: 4356229
