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Exceptional Lake Norman waterfront opportunity offering expansive main-channel views, more than 250 feet of shoreline, and a beautiful setting on approximately 0.53 acre in Terrell. With an existing residence and established lake amenities already in place, this property offers a rare opportunity to enjoy now, renovate, or create your vision for the future. The one-story home offers more than 1,760 square feet with 3 bedrooms and 2 full baths. The comfortable floor plan includes an inviting living area with a fireplace, while the attached garage provides additional parking and storage. The waterfront is the true centerpiece of this property. Outdoor amenities include a lighted covered gazebo, floating dock with lake-access ladder, and covered deep-water floating boathouse with lift. The extensive shoreline and wide-open main-channel views create an exceptional backdrop for boating, entertaining, relaxing, and enjoying the Lake Norman lifestyle. Conveniently located in the Terrell/Sherrills Ford area of Lake Norman, the property offers a peaceful, established setting while remaining within easy reach of shopping, dining, marinas, and surrounding communities. Nearby lake access includes Saltshaker Marina, McCray access point, and Pinnacle access point. Whether you're looking for a Lake Norman getaway, a renovation opportunity, or a waterfront property where the setting and land take center stage, 9109 Clement Circle offers tremendous potential in an increasingly sought-after area of the lake. Property is being offered in as-is condition, presenting an exceptional opportunity for buyers seeking a Lake Norman waterfront homesite with an existing residence and established lake amenities. PROPERTY HIGHLIGHTS 3 bedrooms | 2 full baths More than 1,760 sq. ft. Approximately 0.53-acre waterfront lot More than 250 feet of shoreline Expansive main-channel Lake Norman views Covered deep-water floating boathouse with lift Floating dock with lake-access ladder Lighted covered gazebo Fireplace Attached garage Established waterfront improvements

Highlights

  • Residential
  • Single Family Residence
  • Built in 1989
  • Waterfront
  • 2 Car Garage
  • 75 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1989
  • Architectural Style
    Ranch
  • Garage Spaces
    2.0
  • Parking Features
    Driveway
  • Living Area
    1766.0
  • Interior Features
    Breakfast Bar, Open Floorplan
  • Appliances
    Dishwasher, Electric Range, Disposal
  • Flooring
    Tile, Carpet, Linoleum
  • Exterior Features
    Storage, Dock
  • Patio And Porch
    Covered, Deck, Screened
  • Cooling
    Ceiling Fan(s), Central Air, Heat Pump
  • Heating
    Heat Pump
  • Basement
    Crawl Space

  • Lot Features
    Waterfront, Cul-De-Sac
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Electricity Connected, Propane
  • Water
    Well

  • County
    Catawba
  • City
    Terrell
  • Neighborhood
    None
  • Zip Code
    28682
  • High School
    Unspecified
  • Middle School
    Unspecified
  • Elementary School
    Unspecified

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Frequently Asked Questions

How do I schedule a tour of 9109 Clement Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 9109 Clement Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 9109 Clement Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $1,195,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Terrell, and can even get you in to see the property quickly.

How do I get a virtual tour of 9109 Clement Cir?

Yes! A virtual tour is available for 9109 Clement Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 9109 Clement Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 9109 Clement Cir at around $6,800. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 9109 Clement Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Catawba County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 9109 Clement Cir?

In most cases, yes. Whether 9109 Clement Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Terrell's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 9109 Clement Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Terrell and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,195,000 with 1,766 sqft of space—that comes out to approximately $677 per square foot.

How long has this property been on the market?

9109 Clement Cir was listed on August 26, 2026, which means it's been on the market for 75 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1989, making it approximately 37 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Unspecified
  • Middle: Unspecified
  • High: Unspecified

Want to see how these schools compare? Check out our Catawba County School Guide to see ratings, reviews, and more for the schools in the area.

Is 9109 Clement Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 09, 2026 at 05:11AM | Source: Canopy MLS | MLS#: 4416816