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STUNNING LONG-RANGE MOUNTAIN VIEWS! Welcome to your mountain retreat in beautiful Murphy, NC! This charming 3-bedroom, 2-bath home offers warmth and rustic character with beautiful wood floors, tongue-and-groove walls and ceilings, and granite countertops. The inviting floor plan includes a comfortable family room, game room, and convenient utility room, providing plenty of space for relaxation and entertaining. Enjoy the peaceful surroundings from the covered porch or retreat to the upstairs balcony to take in the breathtaking scenery. A detached garage provides additional parking and storage. Whether you're looking for a full-time residence or weekend getaway, this property offers the perfect blend of comfort, charm, and natural beauty. Don't miss your opportunity to make this mountain retreat your own—schedule your private showing today and experience the views for yourself! Home is furnished and turn key.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2012
  • 1.35 Acre Lot
  • $250/yr HOA
  • 1 Car Garage
  • 13 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2012
  • Stories
    2.0
  • Construction Materials
    Wood Siding, Frame, Log
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Parking Features
    Garage, Detached, Unpaved
  • Living Area
    1971.0
  • Interior Features
    Ceiling Fan(s), Master Downstairs, High Ceilings
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Flooring
    Wood
  • Furnished
    Furnished
  • Exterior Features
    Balcony
  • Patio And Porch
    Covered, Front Porch, Rear Porch
  • Security Features
    Security System
  • Cooling
    Ceiling Fan(s), Heat Pump
  • Heating
    Fireplace(s), Heat Pump, Propane

  • Acres
    1.35
  • Lot Features
    Wooded, Sloped, Level, Gentle Sloping
  • Water
    Shared Well

  • County
    Cherokee
  • City
    Murphy
  • Neighborhood
    None
  • Zip Code
    28906
  • High School
    Hiwassee Dam
  • Middle School
    Hiwassee Dam
  • Elementary School
    Ranger

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Frequently Asked Questions

How do I schedule a tour of 90 Retreat Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 90 Retreat Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 90 Retreat Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $474,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Murphy, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 90 Retreat Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 90 Retreat Cir at around $2,814. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 90 Retreat Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cherokee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 90 Retreat Cir?

In most cases, yes. Whether 90 Retreat Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Murphy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 90 Retreat Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Murphy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $474,900 with 1,971 sqft of space—that comes out to approximately $241 per square foot.

How long has this property been on the market?

90 Retreat Cir was listed on November 01, 2026, which means it's been on the market for 13 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2012, making it approximately 14 years old.

What is the lot size of this property?

90 Retreat Cir sits on a 1.35-acre lot, which is 58,806 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ranger
  • Middle: Hiwassee Dam
  • High: Hiwassee Dam

Want to see how these schools compare? Check out our Cherokee County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 90 Retreat Cir?

The most recent public record shows annual property taxes for 90 Retreat Cir were approximately $1,333. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $250 paid annually.

This covers access to community features including: Water.

Is 90 Retreat Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 14, 2026 at 08:43AM | Source: Hive MLS | MLS#: 100614861