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Stunning lakefront retreat in the highly sought-after Bear Paw Lakefront Community, where comfort, craftsmanship, and breathtaking views come together seamlessly. Step into a home where every room tells the story of the lake. This home has been thoughtfully designed for those who want nothing less than the best and arrive to find it already waiting for them. Offered fully furnished, this is effortless lakefront living at its finest.Soaring vaulted wood ceilings and rich hardwood floors set a tone of warmth and refinement from the moment you enter. The gourmet kitchen — anchored by a generous island — is a chef's dream and a gathering place for family and friends alike. A large laundry room with custom floor-to-ceiling built-in cabinetry offers the kind of thoughtful storage rarely found in a lake home. The dining area frames the water in a picture-perfect view, making every meal feel like an occasion. The living area has a stone fireplace that invites warmth and comfort, creating the perfect spot for cozy gatherings with loved ones on chilly evenings. Expansive windows frame the enchanting scenery outside, flooding the space with natural light and offering a front-row seat to one of nature's most beautiful displays. The main-level master suite is a private sanctuary, complete with direct access to the deck, serene lake views, a well-appointed bath, and generous walk-in closet. Descend to the lower level and discover a full family room, additional sleeping quarters, and two well-appointed full bathrooms ideal for hosting family and friends in comfort and privacy. With three covered decks, you'll have endless opportunities to soak in the stunning vistas and gentle breezes. Plus, the unfinished third level is a versatile space for all your lake toys, ensuring you have everything you need for your best summer yet! Don't miss the brand-new dock and stairway leading to the lake your chance to dive into a lifestyle of leisure and adventure awaits!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2006
  • 0.29 Acre Lot
  • $200/yr HOA
  • 11 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2006
  • Stories
    2.0
  • Construction Materials
    Frame, Fiber Cement
  • Foundation
    Permanent
  • Parking Features
    No Garage
  • Living Area
    2784.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Kitchen Island
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range
  • Flooring
    Hardwood, Tile, Carpet
  • Furnished
    Furnished
  • Exterior Features
    Dock
  • Patio And Porch
    Covered, Deck
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Electric, Zoned
  • Basement
    Finished, Full, Walk-Out Access

  • Acres
    0.29
  • Lot Features
    Sloped
  • View
    Lake

  • County
    Cherokee
  • City
    Murphy
  • Neighborhood
    Bear Paw
  • Zip Code
    28906
  • High School
    Hiwassee Dam
  • Middle School
    Hiwassee Dam
  • Elementary School
    Murphy

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Frequently Asked Questions

How do I schedule a tour of 509 Lonesome Pine Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 509 Lonesome Pine Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 509 Lonesome Pine Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $899,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Murphy, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 509 Lonesome Pine Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 509 Lonesome Pine Rd at around $5,404. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 509 Lonesome Pine Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cherokee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 509 Lonesome Pine Rd?

In most cases, yes. Whether 509 Lonesome Pine Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Murphy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 509 Lonesome Pine Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Murphy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $899,000 with 2,784 sqft of space—that comes out to approximately $323 per square foot.

How long has this property been on the market?

509 Lonesome Pine Rd was listed on November 02, 2026, which means it's been on the market for 11 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

509 Lonesome Pine Rd sits on a 0.29-acre lot, which is 12,632 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Murphy
  • Middle: Hiwassee Dam
  • High: Hiwassee Dam

Want to see how these schools compare? Check out our Cherokee County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 509 Lonesome Pine Rd?

The most recent public record shows annual property taxes for 509 Lonesome Pine Rd were approximately $3,454. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $200 paid annually.

This covers access to community features including: Clubhouse, Gated, Tennis Court(s).

Is 509 Lonesome Pine Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 13, 2026 at 09:15PM | Source: Hive MLS | MLS#: 100613956