Searching ...

Mountain chalet with 2 roomy bedrooms and bonus room in finished basement. 3-bath, wood-sided chalet, with large porch and decks for entertaining. Features include a covered entry deck, wood-burning fireplace with stone surround, screened-in porch, large patio, finished basement with a wet bar sink and dining area, and in a well-maintained neighborhood. Bonus basement room that could be used as a guest room, home office, playroom, or hobby/craft room. For gardeners, a garden trellis arch covered in wild roses, and raise plant terraces. Enjoy the existing partial mountain views or enhance the view by selective removal of a few trees. Convenient location to medical and shopping, this is a great short-term rental property or your mountain vacation getaway home.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1995
  • 0.44 Acre Lot
  • $300/yr HOA
  • 206 days on Market

  • Bedrooms
    2
  • Bathrooms
    3
  • Year Built
    1995
  • Stories
    3.0
  • Construction Materials
    Wood Siding, Frame
  • Foundation
    Slab, Raised
  • Parking Features
    Gravel, No Garage, Paved
  • Living Area
    1636.0
  • Interior Features
    Ceiling Fan(s), Vaulted Ceiling(s)
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Partially
  • Patio And Porch
    Porch
  • Cooling
    Heat Pump
  • Heating
    Fireplace(s), Electric, Heat Pump
  • Basement
    Finished, Exterior Entry

  • Acres
    0.44
  • Lot Features
    Wooded
  • Utilities
    Cable Available
  • Water
    Shared Well

  • County
    Cherokee
  • City
    Murphy
  • Neighborhood
    Black Bear Ridge
  • Zip Code
    28906
  • High School
    Murphy High School
  • Middle School
    Murphy Middle
  • Elementary School
    Peachtree

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 45 Black Bear Trce?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 45 Black Bear Trce.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 45 Black Bear Trce?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 3 bath, listed for $320,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Murphy, and can even get you in to see the property quickly.

How do I get a virtual tour of 45 Black Bear Trce?

Yes! A virtual tour is available for 45 Black Bear Trce. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 45 Black Bear Trce?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 45 Black Bear Trce at around $1,821. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 45 Black Bear Trce?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cherokee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 45 Black Bear Trce?

In most cases, yes. Whether 45 Black Bear Trce is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Murphy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 45 Black Bear Trce?

We can handle that for you. Our preferred local agent specializes in residentials in Murphy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $320,000 with 1,636 sqft of space—that comes out to approximately $196 per square foot.

How long has this property been on the market?

45 Black Bear Trce was listed on April 22, 2026, which means it's been on the market for 206 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1995, making it approximately 31 years old.

What is the lot size of this property?

45 Black Bear Trce sits on a 0.44-acre lot, which is 19,166 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Peachtree
  • Middle: Murphy Middle
  • High: Murphy High School

Want to see how these schools compare? Check out our Cherokee County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $300 paid annually.

This covers access to community features including: Water.

Is 45 Black Bear Trce still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Murphy, NC


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 14, 2026 at 07:31PM | Source: Hive MLS | MLS#: 98544642