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Discover mountain living at its finest in this beautifully appointed 2-bedroom, 3.5-bathroom rough-sawn log-sided home on just over 1 wooded acre in the peaceful River Top View neighborhood. With paved roads, a paved driveway, paved parking area, plus a double attached garage and single-car carport, this property offers convenience and privacy. Step onto the front deck and into the convenient mudroom with a laundry closet and direct garage access. Beautiful custom stained-glass double doors open to the impressive kitchen and Great Room. The kitchen has stainless steel appliances, including a double oven, lots of cabinets, natural stone countertops, a stylish tile backsplash, and a large island with a utility sink. A half bathroom with a bidet is located just off the kitchen. The Great Room has a soaring vaulted tongue-and-groove wood ceiling, dramatic floor-to-ceiling stacked-stone fireplace, and access to the back porch overlooking peaceful wooded surroundings and distant mountain views. The first of TWO Master Suites features lots of windows, a large walk-in closet with built-in shelving, en suite bathroom with double vanities and a custom tiled step-in shower with multiple shower heads. Upstairs, an open loft overlooks the Great Room and has two large closets. The SECOND Master Suite includes an en suite bathroom with double vanities, sunken garden tub, and a custom tiled step-in shower. The lower level is designed for entertaining, with a recreation room that has a beautiful coffered ceiling, spacious wet bar with shelving and storage, and a huge living area with whitewashed stacked-stone hearth and wood-burning stove, and a full bathroom. Double glass doors provide access to the lower-level deck. Additional features include a whole-home water filtration system, tankless water heater, zoned HVAC, and Fiber Optic internet. This beautiful home is ready and waiting for you!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2006
  • 1.1 Acre Lot
  • $300/yr HOA
  • 2 Car Garage
  • 54 days on Market

  • Bedrooms
    2
  • Bathrooms
    3 full · 1 half
  • Year Built
    2006
  • Stories
    3.0
  • Construction Materials
    Frame, Log, Stone
  • Foundation
    Other
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Paved, Garage, Detached Carport
  • Living Area
    3194.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Wet Bar, Kitchen Island
  • Patio And Porch
    Covered, Patio, Deck, Wrap Around, Rear Porch
  • Cooling
    Central Air
  • Heating
    Wall Furnace, Forced Air, Electric, Propane, Wood Stove

  • Acres
    1.1
  • View
    None

  • County
    Cherokee
  • City
    Murphy
  • Neighborhood
    River Top View
  • Zip Code
    28906
  • High School
    Hiwassee Dam
  • Middle School
    Hiwassee Dam
  • Elementary School
    Ranger

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Frequently Asked Questions

How do I schedule a tour of 126 River Top Vw?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 126 River Top Vw.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 126 River Top Vw?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 3 bath, listed for $539,800. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Murphy, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 126 River Top Vw?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 126 River Top Vw at around $3,256. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 126 River Top Vw?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Cherokee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 126 River Top Vw?

In most cases, yes. Whether 126 River Top Vw is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Murphy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 126 River Top Vw?

We can handle that for you. Our preferred local agent specializes in residentials in Murphy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $539,800 with 3,194 sqft of space—that comes out to approximately $169 per square foot.

How long has this property been on the market?

126 River Top Vw was listed on September 22, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

126 River Top Vw sits on a 1.1-acre lot, which is 47,916 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ranger
  • Middle: Hiwassee Dam
  • High: Hiwassee Dam

Want to see how these schools compare? Check out our Cherokee County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 126 River Top Vw?

The most recent public record shows annual property taxes for 126 River Top Vw were approximately $2,214. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $300 paid annually.

Is 126 River Top Vw still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 15, 2026 at 03:30PM | Source: Hive MLS | MLS#: 100605457