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New Price! Set on 3.71 private acres in the gated Waters Edge community, this rare Lake James homesite offers a large, level waterfront on one of the lake's quietest coves — calm, clear, wake-free water perfect for swimming, kayaking, and paddleboarding for miles right from your own backyard, with the cove opening up quickly into the main body of the lake. Tucked into an environmentally protected, no-wake, no-thru-traffic cove, the setting feels private and undisturbed, with no boats passing by. This is a non-dockable lot, and the cove is shallow and recedes with the seasonal winter drawdown — in summer, though, there's room to tie up a small boat or jet skis right at the shoreline, making this an ideal fit for a low-key, hands-in-the-water lake life. The wooded, gently sloping site is ready to build on or enjoy as-is: driveway, parking, and boat trailer storage already in place, soil test on record for septic, and the Fonta Flora State Trail easement running directly along the back edge of the property. Underground power, high-speed internet, and city water are available. Short-term rentals are allowed. Adjacent to 47.99 acres of protected green space, this lot feels more like a private nature preserve than a typical lakefront homesite. The community beach, a nearby marina and a public boat launch keep the full lake experience within easy reach for anyone wanting to get out on the water. Morganton is 15 minutes away; Asheville under an hour. Seclusion, acreage, and a front-row seat to Lake James — all in one place. NC Agent Owned.

Highlights

  • Land
  • $1,200/yr HOA
  • Waterfront
  • 129 days on Market


  • Lot Features
    Wooded, Sloped, Level, Waterfront, Private
  • Water Front Features
    Creek, Beach Access
  • Water Front
    Yes
  • Water
    Public

  • County
    Burke
  • City
    Morganton
  • Neighborhood
    Waters Edge
  • Zip Code
    28655
  • High School
    Freedom
  • Middle School
    Table Rock
  • Elementary School
    Glen Alpine

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Frequently Asked Questions

How do I schedule a tour of 3100 E Moonlight Pl #42?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3100 E Moonlight Pl #42.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3100 E Moonlight Pl #42?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $349,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Morganton, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3100 E Moonlight Pl #42?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3100 E Moonlight Pl #42 at around $1,986. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3100 E Moonlight Pl #42?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Burke County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3100 E Moonlight Pl #42?

In most cases, yes. Whether 3100 E Moonlight Pl #42 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Morganton's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3100 E Moonlight Pl #42?

We can handle that for you. Our preferred local agent specializes in lands in Morganton and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

3100 E Moonlight Pl #42 was listed on July 07, 2026, which means it's been on the market for 129 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Glen Alpine
  • Middle: Table Rock
  • High: Freedom

Want to see how these schools compare? Check out our Burke County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,200 paid annually.

This covers access to community features including: Trail(s).

Is 3100 E Moonlight Pl #42 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 13, 2026 at 02:03PM | Source: Canopy MLS | MLS#: 4380561