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Better Than New—Every Upgrade, Every Detail. Welcome to 1042 Scotch Meadows Loop, a must-see home in the sought-after Scotch Meadows community of Monroe. Built by True Homes, this beautifully upgraded residence offers 4 bedrooms, 3.5 bathrooms, a versatile bonus/flex space, and approximately 3,080 square feet of thoughtfully designed living space with room to work, gather, entertain, and grow. The original owners spared no detail when selecting upgrades, creating a home that blends timeless style, elevated finishes, and everyday functionality. Soaring 10-foot ceilings, colonial-inspired architectural details, durable luxury vinyl plank flooring, upgraded wood finishes, fresh interior paint, and abundant natural light establish a warm and sophisticated atmosphere throughout. At the heart of the home is an exceptional kitchen designed for both entertaining and daily living. The expansive layout features quartz countertops, soft-close cabinetry, an oversized island with generous seating, extensive cabinet and drawer storage, a farmhouse sink, upgraded lighting, and premium finishes. The contrasting wood island adds warmth and character, while the open connection to the living areas creates a natural gathering place at the center of the home. The spacious primary suite provides a private retreat with two impressively large walk-in closets and a well-appointed bathroom. Upstairs, the Jack-and-Jill bathroom layout offers convenient access between bedrooms while maintaining privacy and functionality. Additional bedrooms and the flexible bonus space provide plenty of options for a home office, playroom, media room, fitness area, guest accommodations, or additional living space. Storage is truly abundant throughout this home, with oversized closets, generous cabinetry, and thoughtfully designed spaces that make organization effortless. Outside, the private wooded backyard provides peaceful views and added privacy, creating a relaxing setting for outdoor enjoyment. Additional highlights include an oversized garage, fiber internet availability, extensive builder and design-studio upgrades, and a move-in-ready condition that delivers the appeal of new construction without the wait or added expense of completing upgrades after closing. Meticulously maintained and thoughtfully designed, 1042 Scotch Meadows Loop offers exceptional space, storage, style, and versatility in one of Monroe’s desirable communities. The seller is offering up to $5,000 toward buyer closing costs with an acceptable offer.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • $200/semi-yr HOA
  • 2 Car Garage
  • 115 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2022
  • Construction Materials
    Brick
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway
  • Living Area
    3080.0
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Electric Oven, Exhaust Fan, Electric Cooktop
  • Flooring
    Vinyl, Carpet
  • Cooling
    Central Air
  • Heating
    Forced Air

  • Water
    Public

  • County
    Union
  • City
    Monroe
  • Neighborhood
    Scotch Meadows
  • Zip Code
    28110
  • High School
    Piedmont
  • Middle School
    Piedmont
  • Elementary School
    Unionville

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Frequently Asked Questions

How do I schedule a tour of 1042 Scotch Meadows Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1042 Scotch Meadows Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1042 Scotch Meadows Loop?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $499,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Monroe, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1042 Scotch Meadows Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1042 Scotch Meadows Loop at around $2,840. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1042 Scotch Meadows Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Union County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1042 Scotch Meadows Loop?

In most cases, yes. Whether 1042 Scotch Meadows Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Monroe's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1042 Scotch Meadows Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Monroe and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $499,000 with 3,080 sqft of space—that comes out to approximately $162 per square foot.

How long has this property been on the market?

1042 Scotch Meadows Loop was listed on July 17, 2026, which means it's been on the market for 115 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Unionville
  • Middle: Piedmont
  • High: Piedmont

Want to see how these schools compare? Check out our Union County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $200 paid semi-annually.

Is 1042 Scotch Meadows Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 09, 2026 at 01:10AM | Source: Canopy MLS | MLS#: 4404224