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Lot 2128 has gentle build site and great location within Brights Creek. Brights Creek is a beautiful development with paved roads, fiber optic, water, sewer, & natural gas. Community offers 24 hour staffed greeters cottage and many scenic walking trails including a waterfall trail. Brights Creek Club offers a 19 hole Tom Fazio championship golf course, tennis/pickleball, and mountain lodge with restaurant and bar. Amenity area features an outdoor heated saline pool, two lane bowling, fitness, casual dining, and many beautiful gathering spaces with a huge stone fireplace and full bar. Make an appointment to experience Bright's Creek today.

Highlights

  • Land
  • $440/qtr HOA
  • 645 days on Market


  • Lot Features
    Views
  • Utilities
    Natural Gas Available, Underground Utilities

  • County
    Polk
  • City
    Mill Spring
  • Neighborhood
    Brights Creek
  • Zip Code
    28756
  • High School
    Polk
  • Middle School
    Polk
  • Elementary School
    Polk Central

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Frequently Asked Questions

How do I schedule a tour of 2128 Harm Creek Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2128 Harm Creek Loop.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2128 Harm Creek Loop?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $165,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Mill Spring, and can even get you in to see the property quickly.

How do I get a virtual tour of 2128 Harm Creek Loop?

Yes! A virtual tour is available for 2128 Harm Creek Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2128 Harm Creek Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2128 Harm Creek Loop at around $939. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2128 Harm Creek Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Polk County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2128 Harm Creek Loop?

In most cases, yes. Whether 2128 Harm Creek Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Mill Spring's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2128 Harm Creek Loop?

We can handle that for you. Our preferred local agent specializes in lands in Mill Spring and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

2128 Harm Creek Loop was listed on February 03, 2025, which means it's been on the market for 645 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Polk Central
  • Middle: Polk
  • High: Polk

Want to see how these schools compare? Check out our Polk County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $440 paid quarterly.

This covers access to community features including: Trail(s).

Is 2128 Harm Creek Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 10, 2026 at 12:40AM | Source: Canopy MLS | MLS#: 4219220