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Now Offering $7,000 Use as You Choose Concessions to Buyer! Welcome to 440 Elgin Court, set back in the sought after pool-community, Highlands at Queens Creek. The home is an oasis, sitting on nearly an acre, with pear, peach, persimmons, magnolia trees and much more! The framework is set for what could become a thriving garden again; multiple raised beds, blueberry bushes, grapes, and a small pond are currently in place and ready to be expanded upon. Inside the home, you'll love the open floor plan, crown molding, cordless blinds, and LVP flooring. The kitchen features granite countertops, a large island, kitchen sink overlooking the land, and beautiful greek-style backsplash. Upstairs are three roomy bedrooms & a large bonus room. Enjoy the benefits of No City Taxes, while being minutes from Camp Lejeune, area beaches, and the quaint coastal city of Swansboro. Driving distance to- 172 Gate: 12 minutes, Piney Green Gate: 15 minutes, Main Gate: 18 minutes, Downtown Swansboro: 20 minutes, Emerald Isle: 24 minutes, Western Blvd: 20 minutes

Highlights

  • Residential
  • Single Family Residence
  • Built in 2020
  • 0.92 Acre Lot
  • $780/yr HOA
  • 2 Car Garage
  • 150 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2020
  • Stories
    2.0
  • Construction Materials
    Frame, Vinyl Siding
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Concrete, Garage Faces Front
  • Living Area
    2101.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Kitchen Island, High Ceilings
  • Appliances
    Electric Water Heater, Microwave, Refrigerator, Electric Oven, Electric Cooktop
  • Flooring
    Vinyl, Carpet
  • Furnished
    Unfurnished
  • Exterior Features
    Garden
  • Patio And Porch
    Patio, Porch
  • Pool Features
    None
  • Cooling
    Heat Pump
  • Heating
    Electric, Heat Pump
  • Basement
    None

  • Acres
    0.92
  • View
    None
  • Utilities
    Water Connected
  • Water
    Public

  • County
    Onslow
  • City
    Hubert
  • Neighborhood
    Highlands at Queens Creek
  • Zip Code
    28539
  • High School
    Swansboro
  • Middle School
    Swansboro
  • Elementary School
    Queens Creek

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Frequently Asked Questions

How do I schedule a tour of 440 Elgin Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 440 Elgin Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 440 Elgin Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $330,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hubert, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 440 Elgin Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 440 Elgin Rd at around $1,789. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 440 Elgin Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Onslow County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 440 Elgin Rd?

In most cases, yes. Whether 440 Elgin Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hubert's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 440 Elgin Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Hubert and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $330,000 with 2,101 sqft of space—that comes out to approximately $157 per square foot.

How long has this property been on the market?

440 Elgin Rd was listed on June 11, 2026, which means it's been on the market for 150 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What is the lot size of this property?

440 Elgin Rd sits on a 0.92-acre lot, which is 40,075 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Queens Creek
  • Middle: Swansboro
  • High: Swansboro

Want to see how these schools compare? Check out our Onslow County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $780 paid annually.

This covers access to community features including: Playground, Clubhouse, Basketball Court.

Is 440 Elgin Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 08, 2026 at 12:23AM | Source: Hive MLS | MLS#: 100580759