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Charming country cottage nestled on 1.25 acres of mostly wooded land, very private! This house has been well taken care of and updated! Updates include entire new kitchen, cabinets, quartz countertops, tile & appliances, even a newer water heater. Both bathrooms were remodeled as well! New doors, new windows & shutters, new side deck, new grilling/cookout deck, new lighting/fans & a nice outdoor storage building set up for a small workshop with electric! It has a partially fenced yard for your fur babies! Includes generator and house is wired for it. Private well. FIBER internet! Paved roads to the house except the last few yards of well maintained gravel. Desirable location in the Tusquittee area of Hayesville, NC. Minimal restrictive covenants. Bring your chickens or farm animals! Yard is gentle terrain with mature landscaping and beautiful old trees. If you like to hike, Boetler Peak and Chunky Gal trails are very close by. This area is part of the Nantahala National Forest. Less than 5 miles is a public boat ramp on gorgeous Lake Chatuge. Clay county, NC is known for this lake as well as many hiking trails, mountain biking & kayaking the Hiwassee River. The town square hosts free outdoor concerts on the weekends. Clay County is also home to the Peacock Performing Arts Center, as well as the popular John C. Campbell Folk School.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1979
  • 1.25 Acre Lot
  • 237 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    1979
  • Stories
    2.0
  • Architectural Style
    Cottage, Craftsman, Cabin, Country
  • Construction Materials
    Wood Siding, Frame
  • Parking Features
    Gravel, Driveway
  • Living Area
    1794.0
  • Appliances
    Dishwasher, Range
  • Flooring
    Tile, Carpet, Wood
  • Exterior Features
    Private Yard
  • Cooling
    Central Air
  • Heating
    Electric, Central
  • Basement
    Crawl Space

  • Acres
    1.25
  • Lot Features
    Sloped
  • View
    Mountain(s), Trees/Woods
  • Water
    Private, Well

  • Area
    Ar 8 Clay NC
  • County
    Clay
  • City
    Hayesville
  • Neighborhood
    Cold Branch Acres
  • Zip Code
    28904

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Frequently Asked Questions

How do I schedule a tour of 124 Cold Branch Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 124 Cold Branch Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 124 Cold Branch Ln?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $385,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hayesville, and can even get you in to see the property quickly.

How do I get a virtual tour of 124 Cold Branch Ln?

Yes! A virtual tour is available for 124 Cold Branch Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 124 Cold Branch Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 124 Cold Branch Ln at around $2,088. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 124 Cold Branch Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Clay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 124 Cold Branch Ln?

In most cases, yes. Whether 124 Cold Branch Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hayesville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 124 Cold Branch Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Hayesville and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $385,000 with 1,794 sqft of space—that comes out to approximately $215 per square foot.

How long has this property been on the market?

124 Cold Branch Ln was listed on March 13, 2026, which means it's been on the market for 237 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1979, making it approximately 47 years old.

What is the lot size of this property?

124 Cold Branch Ln sits on a 1.25-acre lot, which is 54,450 square feet.

Is 124 Cold Branch Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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